WCI #408: Roth IRAs, 457(f)s, and Other Retirement Account Questions

White Coat Investor Podcast

Dr. Jim Dahle of the White Coat Investor

Medicine, Health & Fitness, Business, Investing

4.9 • 2.3K Ratings

🗓️ 27 February 2025

⏱️ 51 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Today we are answering your retirement account questions. We talk about Roth IRAs and the pro rata rule, we talk about self directing your solo 401(k). We discuss 457(f)s and 457(b)s. We talk about when to do Roth contributions and 401(k) contribution limits and more!

Today’s episode is brought to you by SoFi, helping medical professionals like us bank, borrow, and invest to achieve financial wellness. SoFi offers savings accounts, as well as an investment platform, financial planning, and student loan refinancing…featuring an exclusive rate discount for med professionals and $100/month payments for residents. Check out all that SoFi offers at https://www.whitecoatinvestor.com/Sofi
*Loans originated by SoFi Bank, N.A., NMLS 696891. Advisory services by SoFi Wealth LLC. The brokerage product is offered by SoFi Securities LLC, Member FINRA/SIPC. Investing comes with risk including risk of loss. Additional terms and conditions may apply.

The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you!

Main Website: https://www.whitecoatinvestor.com
YouTube: https://www.whitecoatinvestor.com/youtube
Student Loan Advice: https://studentloanadvice.com
Facebook: https://www.facebook.com/thewhitecoatinvestor
Twitter: https://twitter.com/WCInvestor
Instagram: https://www.instagram.com/thewhitecoatinvestor
Subreddit: https://www.reddit.com/r/whitecoatinvestor
Online Courses: https://whitecoatinvestor.teachable.com
Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter

Transcript

Click on a timestamp to play from that location

0:00.0	This is the White Coat Investor podcast, where we help those who wear the white coat get a fair shake on Wall Street.
0:06.3	We've been helping doctors and other high-income professionals stop doing dumb things with their money since 2011.
0:15.9	This is White Coat Investor podcast number 408.
0:19.4	This episode is brought to you by SOFI, helping medical professionals like us bank,
0:23.2	borrow and invest to achieve financial wellness.
0:25.5	SoFi offers savings accounts as well as an investment platform financial planning and student loan refinancing,
0:30.4	featuring an exclusive rate discount for med professionals and $100 month payments for residents.
0:35.3	Check out all that SOFi offers at whitecoatinvestor.com slash SOFi.
0:39.2	Mons originated by SOFi Bank, NMA, SIX, 891, advisory services by SOFI Wealth, LLC.
0:43.7	The brokerage product is offered by SOFI Securities LLC, member of FINRAS IPC,
0:47.0	investing comes with risk, including risk of loss.
0:48.8	Additional terms and conditions may apply.
0:50.8	All right, as you're listening to this, as this podcast drops, we're all in San Antonio at the conference.
0:56.5	So I'm guessing all the people at the conference aren't listening to this podcast.
1:00.2	Maybe they'll listen to it on the way home or something.
1:02.7	But this is for those of you who aren't at the conference, I suppose.
1:05.5	You've got to get your dose of white coat investor in this week as well.
1:10.0	But we're all busy down there and having a lot of fun.
1:13.4	It's always great to be a conference to talk to you personally and hear about your challenges,
1:18.5	hear about your triumphs.
1:19.9	I love it.
1:20.5	It's one of my favorite parts.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from Dr. Jim Dahle of the White Coat Investor, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Dr. Jim Dahle of the White Coat Investor and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.