WCI #276: 529s, I bonds, TIPS, S Corps, ETFs and 403(b)s
White Coat Investor Podcast
Dr. Jim Dahle of the White Coat Investor
4.8 • 2.4K Ratings
🗓️ 18 August 2022
⏱️ 31 minutes
🧾️ Download transcript
Summary
This episode Dr. Dahle covers a variety of your questions. We talk about when it is worth passing cash through a 529 account and if you should use 529s to fund K-12 educations. We talk about how interest on iBonds works and go into why TIPs have been performing pretty poorly as of late. We dive into the tax implications for S Corps and talk about why it is not a great idea to purchase ETFs after hours. See the full show notes here: https://www.whitecoatinvestor.com/529s-i-bonds-tips-s-corps-etfs-and-403bs-276
I estimate that 80% of doctors need, want, and should use a financial advisor and/or an investment manager. Some investment gurus such as Dr. William Bernstein think my estimate is way too low. At any rate, if you want to use an advisor temporarily or for your entire life, there is no reason to feel guilty about it—just make sure you are getting good advice at a fair price. If you need help updating your financial plan or just getting one in place, check out our list of recommended financial advisors at https://www.whitecoatinvestor.com/financial-advisors. You can do this and The White Coat Investor can help.
The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you!
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Transcript
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| 0:00.0 | This is the Whitecode Investor Podcast, where we help those who wear the Whitecode get a fair shake on Wall Street. |
| 0:05.3 | We've been helping doctors and other high-income professionals stop doing dumb things with their money since 2011. |
| 0:14.9 | This is Whitecode Investor Podcast number 276. |
| 0:17.7 | 529s, I-Bonds, tips, S-Corp's, ETFs, and 403-Bs. |
| 0:23.5 | I'm your host, Jim Dolly. I'm the founder of the Whitecode Investor, and I'm excited to have you here with us. |
| 0:28.9 | Let me tell you a little bit about our sponsors, SOFI. |
| 0:31.6 | Those are the folks who help you get your money right. |
| 0:33.5 | They've got exclusive rates and offers to help medical professionals like you, and it comes with refinancing your student loans. |
| 0:38.7 | That could end up saving you thousands of dollars. |
| 0:40.9 | Still in residency? |
| 0:42.1 | SOFI offers low interest rates and the ability to whittle down your payments to just $100 a month while you're still in school. |
| 0:47.6 | Already out of residency? |
| 0:48.9 | SOFI's got you covered there too, with great rates that could help you save money and get on the road to financial freedom. |
| 0:53.8 | Check out their payment plans and interest rates at SOFI.com slash Whitecode Investor. |
| 0:58.4 | SOFI's student loans are originated by SOFI bank NA member FDIC, additional terms and conditions may apply. |
| 1:04.4 | NMLS 696891. |
| 1:08.1 | Thanks for what you do out there. |
| 1:09.5 | It's not easy work. No one said thank you today. |
| 1:12.5 | Let me be the first. It's hard sometimes what we do, and I want to give a special thank you to those of you out there who are already financially independent and still practicing. |
| 1:24.5 | I've come to learn something's true that I think I first heard from Leif D'Auline, the physician on fire, who said once he was financially independent or realized he was financially independent, the little things that work bothered him more. |
| 1:37.0 | And I'm starting to be able to relate to that a little bit more. |
| 1:39.5 | I was asked to credential at an entirely different hospital system so I could cover maybe one shift a month at a free standing emergency department that our groups can start covering. |
... |
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