This is the White Code Investor Podcast, where we help those who wear the White Code get a fair shake on Wall Street.

We've been helping doctors and other high-income professionals stop doing dumb things with their money since 2011.

Here is your host, Dr. Jim Dolly.

This is White Code Investor Podcast No. 212. How to be a coffee house investor with Bill Shultice.

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Alright, thanks for what you do out there. We're getting into summertime. It's going to be kids coming home from school and family vacations. Life's about to get a lot busier for a lot of us.

And truthfully, I've noticed in my audience that you guys spend less time on finances in the summer than you do, you know, December through April or so.

And that's okay. That's normal life. I want you living your greatest life. But if you still need help, take care of your finances. We're still here for you all summer long.

In particular, a lot of people are finding that they're getting into more and more complex student loan situations.

We have a new company this year at Whitecode Investor called StudentLoneAdvice.com where you can meet for an hour for just a few hundred dollars with a student loan advice professional and get advice on your situation,

your student loans and make sure you're in the right IDR program. Make sure you understand the implications of forgiveness programs or when you should refinance, how you should file your taxes to maximize the amount you can get forgiven, those sorts of issues.

So if you need help with that, check out studentloneadvice.com.

All right, quote of the day today comes from Dan Cohn. I think some people get confused in thinking that deferring consumption is useful for its own sake. The only reason to say or defer consumption is to enable more consumption in the future.

And I think Dan's right about that. I think that is good advice. All right. We have an interview today. Let's get them on the line.

All right. We have a special guest on the Whitecode Investor podcast today. We have Bill Schulteis. My pronounce in that right Bill.

Schulteis. Okay. Who I have known about for a long time and he may not realize this, but he had a significant effect on my investing life as well as that of my parents.

But he is a financial advisor in the Pacific Northwest and an author actually recently published his second book, which we'll get into in a second here. But welcome to the Whitecode Investor podcast, Bill.

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