This episode is sponsored by SmartVester. Connect with an investing pro for free at Ramsey Solutions.

Com slash invest.

You're listening to Ramsey everyday millionaires where we talk investing, retirement, building wealth, and outrageous generosity. Christine is in Atlanta, hi Christine, how are you?

I'm doing great Dave, thank you so much for taking my call.

Sure, what's up in your world?

Well, I feel like I should have been listening to you a long time ago.

So my husband passed away of COVID three years ago, almost, not quite.

I'm sorry.

And he had a little bit, a little bit of life insurance policy, and I panicked and I went

ahead and paid my house off. It was like $225,000 left and I I used it all and I'm like

Concerned that I made a mistake about doing that because I went to my friend's financial guide and he's like you're so

far behind at 55 for what you should be and he made me feel stupid for doing that and then I started watching you and you are all about the house payoff.

I was like good with that, but then you do talk about how your income is your wealth building thing, you know, and so anyway, I

I'm a realtor and I have just had a slow down screeching halt on sales and I'm just afraid any, you know,

what I've got left in savings, I'm going to have to start using that supplement.

Well, what would...

That's where I'm at.

First off, I'm sorry for your loss.

That sounds terrible.

Second off, this financial guy is not the guy no one should be making you feel

stupid right yeah no one you know you're going to them for advice you want to

learn but they shouldn't be making you feel stupid I would not look at this as a big mistake.

...