WARNING: What I wish I knew at 25. Listen to This Before It's Too Late
Rich Dad Radio Show: In-Your-Face Advice on Investing, Personal Finance, & Starting a Business
The Rich Dad Company
4.1 • 4K Ratings
🗓️ 28 March 2026
⏱️ 22 minutes
🧾️ Download transcript
Summary
At 78 years old, Robert Kiyosaki has made millions, lost millions, and made it back. In this episode, he sits down with one question: what would he tell his 25-year-old self?
The answer exposes the 7 financial traps hiding inside the systems most people trust — school, a steady paycheck, a 401(k) — and reveals how the rich think differently about debt, risk, and building wealth from the ground up.
In this episode:
● Why your school was designed to produce employees, not investors — and what that costs you every year
● The paycheck trap: why a bigger salary is a ceiling, not a foundation
● Good debt vs. bad debt — the tool the rich use that your teachers called dangerous
● Why your 20s are the cheapest time to fail (and why playing it safe now is the real risk)
● The truth about saving money after 1971 — and why savers are losing
● How your environment determines whether any of this ever changes your life
● The silent cost that compounds every single day you wait to start
Transcript
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| 0:00.0 | I'm 78 years old, and this is what I would go back and tell my 25-year-old self. |
| 0:07.0 | And if you are under 40, you need to hear this right now. |
| 0:11.0 | Not tomorrow, not when things slow down, right now. |
| 0:15.0 | Your school lied to you about money. |
| 0:18.0 | Your paycheck is not your friend and every year you wait |
| 0:22.6 | somebody else is getting rich on your money. This is what the rich teach their kids. |
| 0:28.6 | Nobody taught you this. I will. This is the Rich Dad Radio Show. The Good News and Bad News About Money. |
| 0:38.7 | Here's Robert Kiyosaki. |
| 0:43.8 | Welcome to the Rich Dad Radio Show, |
| 0:45.3 | The Good and Bad About Money. |
| 0:46.8 | This is Robert Kiyosaki, |
| 0:48.7 | and today is just you and me. |
| 0:51.7 | And we're talking about what the rich |
| 0:53.9 | are teaching their kids about money. I am |
| 0:56.8 | 78 years old. I've made millions, lost millions, made it back, and then some. I've been broke, |
| 1:04.0 | I've been rich, I've been everything in between, and I've had time to think a lot of time. |
| 1:11.0 | And the one thing I keep coming back to, |
| 1:13.4 | the one thing that keeps me up at night, is this. |
| 1:17.3 | Most 25-year-olds today are about to make the exact same mistakes I almost made, |
| 1:23.2 | the same traps, the same lies, the same invisible cage, dressed up to look like responsibility. |
| 1:31.4 | And if I could sit across from my 25-year-old self right now, here's exactly what I'd say. |
| 1:38.4 | The first thing I'd say is this. Your school lied to you, not on purpose, but completely. |
... |
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