Want More Money? Cut The Clutter (with Tracy McCubbin) SB1705

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Personal Finance, Financial Planning, Education, Retirement, Investing, Cfp, Business, Money

4.4 • 2K Ratings

🗓️ 7 July 2025

⏱️ 66 minutes

🔗️ Recording | iTunes | RSS

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Summary

Is your home packed with emotional baggage... and maybe a few fondue sets you haven’t touched since 2003? Organizational expert Tracy McCubbin joins us to talk about the emotional side of clutter—why it builds up, how it weighs us down, and what to do when your sentimental stuff is quietly running the show. Meanwhile, Joe and OG dig into another kind of mess: the billions retirees lose by claiming Social Security too early. Timing isn’t just everything—it’s the difference between thriving in retirement and wondering where all the money went. In this episode, we cover: Why sentimental clutter is more than just "stuff"—and how to finally let it go. How donating intentionally can breathe new life into your old things (and clear some mental space). The tough conversations adult kids need to have with parents about downsizing and letting go. Strategies to help you avoid making costly Social Security decisions. A surprisingly thoughtful take on the Taco Bell Hotel (yes, it’s real... and yes, it sold out in minutes). Plus: a listener question, some truly questionable fashion choices, and one more reason not to hoard your retirement benefits—or your holiday dishes. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:00.0	Rated T for Teen.
0:02.0	Each year, thousands of adults lose their shred.
0:05.0	It's an epidemic simply known as shred loss, but it doesn't have to be this way.
0:09.0	Because rekindling your shred is as easy as playing the new Tony Hawk's Pro Skater 3 and 4.
0:14.0	With new parks, cross-platform multiplayer, and sick new game modes,
0:19.0	we can put an end to shred loss everywhere.
0:21.6	Hit the new Tony Hawk's Pro Skater 3 and 4 and show the world that the shred's not dead.
0:25.6	Pre-order Tony Hawk's Pro Skater 3 and 4 and play the Foundry demo.
0:29.6	Adobe Express is the quick and easy create anything app.
0:34.6	It's a game changer for my business, my go-to for creating content.
0:39.3	From social posts to images, videos, flyers,
0:43.3	whatever I need to stand out.
0:45.3	With customizable templates and smart features, it saved me endless hours.
0:50.3	And the best bit, it's free.
0:53.3	Search for Adobe Express to find out more and get started today. and the best bit, it's free.
0:57.8	Search for Adobe Express to find out more and get started today.
1:09.5	Happy Monday Stackers, just a quick note before we hit play on today's Monday episode of the Stack & Benjamin Show.
1:10.2	You know, sometimes there are
1:11.1	episodes that we do because I think they're going to be great for you. And there's other times
1:15.2	that it's what I need to hear. And if your spring, summer has been as jumbled as mine has been,
1:20.9	you know what? Keeping track of your stuff is really the message that I needed to hear this week. So that's going to be our theme today
1:30.0	and Friday. Tracy McCubbin, organizational expert, one of the top guests we ever had on the show.
	...

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