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Curiosity Weekly

Virtual Therapy vs. In-Person Therapy, How Redlining Deepened Segregation in US Cities, and Earth’s Drifting Magnetic Poles

Curiosity Weekly

Warner Bros. Discovery

Science

4.6964 Ratings

🗓️ 23 June 2020

⏱️ 12 minutes

🧾️ Download transcript

Summary

Learn about why you can blame redlining for US cities being so segregated; why Earth’s magnetic north pole is drifting every year; and how virtual therapy can be just as effective as in-person therapy.

Redlining is the totally legal reason why US cities are so segregated by Steffie Drucker

Earth's magnetic north pole is drifting every year by Cameron Duke

Virtual therapy can be just as effective as in-person therapy by Andrea Michelson

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Find episode transcript here: https://curiosity-daily-4e53644e.simplecast.com/episodes/virtual-therapy-vs-in-person-therapy-how-redlining-deepened-segregation-in-us-cities-and-earths-drifting-magnetic-poles


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Transcript

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0:00.0

Hi, you're about to get smarter in just a few minutes with Curiosity Daily from Curiosity.com.

0:06.2

I'm Cody Goff.

0:07.2

And I'm Ashley Hamer.

0:08.2

Today you learn about why you can blame redlining for US cities being so segregated, why Earth's magnetic pole is drifting

0:14.7

every year, and how virtual therapy can be just as effective as in-person therapy.

0:19.3

What, it's satisfy some curiosity?

0:22.2

Segregation was outlawed in the United States more than 50 years ago.

0:27.0

Yet neighborhoods and cities across the country are still segregated by race.

0:32.0

That's not an accident. It's due to redlining, which is the

0:35.3

totally legal government-created policy of residential segregation in the

0:39.8

United States. Here's how it all started. It all goes back to the new deal. A program

0:45.3

started in 1933 that was meant to bring the United States out of the Great Depression

0:49.5

and into an era of prosperity. It's where we got Social Security and unemployment benefits and

0:54.9

federally insured bank deposits. It's also where we got the idea of the 30-year mortgage.

1:01.1

That came out of the National Housing Act of 1934, which aimed to make home ownership

1:06.2

more accessible by ensuring loans made by private banks.

1:10.3

That law created the Federal Housing Administration, which encouraged lenders to fund new construction,

1:15.6

and the Homeowners Loan Corporation, or H-O-L-C, which made mortgages affordable.

1:21.8

Of course, the government wasn't just giving away free money.

1:25.0

They wanted to make sure loans went to the people who would pay them back.

1:28.0

That's where the racist policy of redlining came in.

1:31.0

The H-O-L-C-C-C-C-C-C-C-C-Ooted maps reflecting the economic risk of different neighborhoods. The quote-unquote best areas were green. Blue was more white-collar yellow was working class, and red areas were what they called

...

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