Use Your Money To Create a Life You Love

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 26 September 2024

⏱️ 84 minutes

🔗️ Recording | iTunes | RSS

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Summary

📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & Rachel Cruze answer your questions and discuss: "We borrowed from my mom to start a business," Why a HELOC isn't an emergency fund, "Quit our jobs to travel across Europe?" Deciding between paying off debt or saving, "What loans should we get to start a business?" Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 💻 Visit NetSuite today to learn more 🚨 Get 15% off a medical emergency kit at The Wellness Company 📖 Learn More about Timothy Partners 🏛Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 💵 Start your free budget today. Download the EveryDollar app! 📈 For help with investing, get connected with a SmartVestor Pro. 💼 For business and leadership insight, listen to The EntreLeadership Podcast. 🛳️ Live Like No One Else Cruise Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Welcome to the Ramsey Show where we help you win in your life. We help you win with your money. We help you win in your work and we want you to win in your relationships. I'm Ken Coleman
0:24.7	Rachel Cruz joins me this hour. Triple 825. 225 is the phone number that's
0:30.7	triple 8. 825. 5
0:33.7	225 Rachel is our resident money expert today.
0:36.7	She's going to help you figure out how to spend it, how to budget it, how to
0:39.9	save it, how to invest it, and then I'm going to help you make it.
0:43.4	How about that?
0:44.0	So it is your money, your life.
0:46.2	So we've got income and outflows what we're going to work on today,
0:50.2	so we want to help you.
0:51.2	Let's get started with A.J.
0:52.3	In New York City, A.J, how can we help you. Let's get started with A.J.
0:53.0	how can we help you today?
0:55.0	Hi, I'm just calling in because I got this big loan from my mom and what happened was I was supposed to get a loan from the bank but we didn't have a credit for it was just a recent grad so we took a loan for my mom who
1:14.4	I really don't have a good relationship with and it ended up being she wanted we
1:22.2	tried to ask her to do monthly payments, you know, pay her back.
1:26.3	And she wanted the whole payment in full.
1:28.9	So then we actually have to end up getting a loan from a bank anyways.
1:33.6	And I just feel like this loan is,
1:36.2	like I have two small kids,
1:38.3	I just feel like this loan is stopping us
1:42.0	from getting a house, just like starting our life.
	...

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