Understanding Behavioral Finance: How Psychology Shapes Financial Decisions
InvestTalk
Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors
4.3 • 1.5K Ratings
🗓️ 31 July 2025
⏱️ 48 minutes
🧾️ Download transcript
Summary
Apparently, psychological influences and biases affect the financial behaviors of investors and markets, revealing that people often make irrational choices driven by emotion and mental shortcuts rather than strict logic and rationality.
Today's Stocks & Topics: PRHSX - T Rowe Price Health Sciences Fund, CWT - California Water Service Group, Market Wrap, Understanding Behavioral Finance: How Psychology Shapes Financial Decisions, UNM - Unum Group, IAU - iShares Gold Trust, After Hours Trading, Gross Domestic Product (GDP), Reverse Stock Split, NOTE – Fiscal Note Holdings Inc., KNSL - Kinsale Capital Group Inc, US Companies Borrowing Cost, SNY - Sanofi ADR.
Our Sponsors:
* Check out Avocado Green Mattress: https://avocadogreenmattress.com
* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com
* Check out Mint Mobile: https://mintmobile.com/INVESTTALK
* Check out Progressive: https://www.progressive.com
Advertising Inquiries: https://redcircle.com/brands
Transcript
Click on a timestamp to play from that location
| 0:00.0 | On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is InvestTalk. Incependent thinking, shared success. |
| 0:17.8 | InvestTalk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States. |
| 0:27.1 | Here is KPP Financial Portfolio Manager, Luke Guerrero. |
| 0:33.6 | Good afternoon, fellow investors, and welcome back to another episode of InvestTalk. I'm your host, |
| 0:40.7 | Luke Guerrero, and today is Wednesday, July 30th, 2025. And it is not an ordinary Wednesday. |
| 0:50.6 | It is a Fed Wednesday, which always tends to move markets in one direction or another. |
| 0:57.1 | But as we've seen this year, well, every day seems to be a market moving day. |
| 1:06.6 | And when so much is being thrown at us, it becomes more and more important to be able to sift through what matters and what does not. |
| 1:16.6 | And so we here at InvestTalk take our mission very seriously. |
| 1:21.6 | That mission is to help make you a better and more informed investor. |
| 1:26.6 | Now, in order to do that, we bring some educational, |
| 1:31.3 | educational and actionable material each and every day, maybe a story that we find interesting, |
| 1:37.1 | a story that we find that matters, maybe a warning about some financial scam, maybe a checklist |
| 1:44.1 | of things you should be considered. |
| 1:46.9 | But the most important part of this show is your finance and investment questions that you submit |
| 1:50.7 | on YouTube on our anytime listener line or live throughout the show. |
| 1:55.7 | Before we talk about today's market performance and a rundown those show topics I have for you |
| 2:00.6 | all, let's tackle this caller question nowown those show topics I have for you all. |
| 2:01.2 | Let's tackle this caller question now. |
| 2:03.7 | Hey guys. |
| 2:04.2 | I'm just wondering if not a sticker simple PRHSX. |
| 2:09.1 | I'm just wondering if it's something I should hold on to or get rid of. |
... |
Transcript will be available on the free plan in 25 days. Upgrade to see the full transcript now.
Disclaimer: The podcast and artwork embedded on this page are from Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Hosts Justin Klein & Luke Guerrero, CFA | Wealth Managers and Investment Advisors and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2025.