Trump Executive Orders Could Change Housing Supply and Mortgage Access
Real Estate News: Real Estate Investing Podcast
Kathy Fettke / RealWealth
4.5 • 546 Ratings
🗓️ 18 March 2026
⏱️ 5 minutes
🧾️ Download transcript
Summary
President Trump has signed new executive orders aimed at improving housing affordability by addressing both supply and mortgage lending. Federal agencies are being directed to review regulatory barriers that may be slowing home construction and limiting access to credit for qualified buyers.
In this episode, Kathy Fettke breaks down what these housing executive orders actually do—and what they don't. Plus, how changes to permitting, development costs, and mortgage access could impact real estate investors if implemented.
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Transcript
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| 0:00.0 | A major policy shift out of Washington could have meaningful implications for housing supply and affordability. |
| 0:06.8 | I'm Kathy Fedke, and this is Real Estate News for investors. |
| 0:12.9 | This is Real Estate News with Kathy Fedke. |
| 0:17.2 | President Trump has signed two new executive orders aimed at improving housing affordability and speeding up home construction. |
| 0:24.6 | The orders signed late Friday direct federal agencies to simplify regulations, |
| 0:30.6 | review ways to expand access to mortgage credit, and remove barriers that slow down home building. |
| 0:36.6 | The first executive order focuses on one of the biggest problems in housing today. |
| 0:41.7 | That's how long it takes and how expensive it is to build new homes. |
| 0:46.5 | Instead of directly building housing, the order directs federal agencies to review the rules that may be slowing down development. |
| 0:53.9 | That includes environmental |
| 0:55.1 | reviews, permitting processes, and federal requirements tied to energy efficiency and construction |
| 1:01.4 | standards. In many cases, these rules can add months or even years to a project timeline. They can |
| 1:07.6 | also increase costs through added studies, compliance steps, and design requirements. |
| 1:13.4 | Builders often pass those costs onto buyers, of course, which pushes home prices even higher. |
| 1:18.9 | The order calls on agencies to identify regulations that are outdated, redundant, or unnecessarily |
| 1:25.1 | burdensome, and to recommend changes that could streamline the process |
| 1:29.3 | without removing important protections. |
| 1:32.3 | It also encourages better coordination between agencies. |
| 1:35.3 | Right now, developers often have to navigate multiple layers of approval across different federal departments, |
| 1:42.3 | creating delays even for projects that are ready to move |
| 1:45.3 | forward. The goal is to make development faster, more predictable, and less expensive. If implemented, |
| 1:51.7 | that could lead to more housing starts and over time, more supply entering the market. |
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