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Good morning, Brew Daily show. I'm Neil Fryman. And I'm Toby Howell. Today, credit card

companies come under presidential pressure to lower interest rates.

Then podcast got recognized at the Golden Globes, and it's about time.

It's Monday, January 12th.

Let's ride.

Last night, as you were scrolling through Golden Globe, Red Carpet photos, and NFL

playoff highlights, you might have seen someone else's face pop up on social media, Jerome Powell.

In a stunning video message, the Federal Reserve Chair said that the DOJ is conducting a criminal

investigation related to his congressional testimony about the central

bank's renovation to its headquarters.

In stark terms, Powell argued that this investigation had nothing to do with construction overruns

and everything to do with political intimidation around his interest rate decisions.

He said the threat of criminal charges is a consequence of the Federal Reserve

setting interest rates based on our best assessment of what will serve the public, rather than

following the preferences of the president. Powell framed the investigation in existential terms,

claiming that the future of the central bank's independence is at stake. Toby, never seen

...