Tricks to Rethink Your Budget w YNAB's Jesse Mecham (SB1464)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 15 January 2024
⏱️ 68 minutes
🧾️ Download transcript
Summary
The founder of one of the nation's most loved budgeting tools says he dislikes the term "budget." Why? Because most of us see a budget as restrictive and limiting. The good news? Jesse Mecham from budgeting program YNAB to dive into how to make your money go further and align with your goals. We'll share thoughts about giving every dollar a job before you earn it, "aging" your money like a fine wine, the struggle every app builder has with interfacing with banks, and much more. If you either have a budget, a "kinda" budget, or are looking for a budget that works, this show is for you!
But before that, in our headline, long time bond manager Bill Gross says that bonds may be overheated in this current market. What does that mean? What does it mean for your long term money? We take some time to talk through the not-so-simple idea of tying your funds to the timeline you've built to spend that dollar. If you need a long term investment strategy, you'll especially want to listen in to our headline.
In today's TikTok minute, consumer finance guru Clark Howard discusses pricing schemes at both Costco and Sam's Club. Is that deal your scoring really a deal? Is it as budget friendly as they make it seem? Some deals are great and others aren't, and both of these retailers hide their strategy in plain site.
Think that's all? Oh, of course we have more! This week we debut a NEW call in segment for the show. No more life line...today we'll share how we are going to handle YOUR call when you need some help with your money? Have a question? Head to stackingbenjamins.com/voicemail and you may hear yourself on the show!
FULL SHOW NOTES: https://www.stackingbenjamins.com/master-your-2024-budget-jesse-mecham-1464
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
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Transcript
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| 0:00.0 | Oh, gee, I heard any good jokes lately? |
| 0:02.6 | Knock, knock. |
| 0:03.9 | Who's there? |
| 0:05.1 | Daisy. |
| 0:05.9 | Daisy who? |
| 0:07.5 | Daisy me rolling. |
| 0:09.8 | Oh, my God. |
| 0:11.8 | On behalf of the men and women making podcast in Mom's Basement, the men and women working hard at Navy |
| 0:17.0 | Federal Credit Union, a shout out to our troops. |
| 0:20.6 | Here's to you. |
| 0:22.6 | Thanks for keeping us safe so the OG can keep bringing the humor. |
| 0:27.6 | They deserve so much better than that, though. |
| 0:29.9 | I just like how it was like a slow burn for Doug. |
| 0:32.2 | That was my favorite part of the whole thing. |
| 0:33.8 | I was actually just laughing at you trying to execute that rap song chorus. It's my seven-year-old daughter's favorite joke right now. Joe's still holding up his mug. Here's to our troops. Thanks, everybody....and ministering playoff, present the national championship trophy the coach Jimamon and the Michigan Wolverine. |
| 1:05.0 | Live from Joe's Mom's Basement, |
| 1:08.3 | it's the St Benjamin's show. |
| 1:20.1 | I'm Joe's mom's neighbor, Doug, and today you'll learn how to plan your money with a man |
| 1:25.3 | who created an entirely new approach to divvying up your |
| 1:28.8 | income, the founder of Wynab, Jesse Meekam. |
| 1:32.7 | In our headline, a big bond manager gives his two cents on rates of return. |
| 1:38.0 | Should we be expecting more from our money? |
... |
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