Travel Insurance Basics & Pitfalls to Avoid
CruiseTipsTV Unplugged - Cruise Tips and More
Sheri from CruiseTipsTV
4.8 • 653 Ratings
🗓️ 16 July 2025
⏱️ 45 minutes
🧾️ Download transcript
Summary
Worried about insuring your next trip? Ben's Big Deal is here to demystify travel insurance! Join us as Ben breaks down everything you need to know: when to buy, essential terminology like trip delay and CFAR (Cancel For Any Reason), and how factors such as cost, age, and even your state of residence affect your coverage. We'll tackle common pitfalls like overspending or undercovering, and discuss why relying solely on your credit card's travel protection might leave you exposed. Plus, find out when an annual policy makes the most sense for your travel habits. Download our shore day bag checklist and more cruise packing and planning checklists & videos by joining the CruiseTipsTV Academy at https://academy.cruisetipstv.com
Transcript
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| 0:00.0 | You're listening to the Cruise Tips TV Unplugged podcast. This week on the show, we have a |
| 0:05.7 | returning guest with us. Ben from Ben's Big Deal is here today to talk with us all about |
| 0:12.2 | how to understand the travel insurance that you are buying. |
| 0:20.6 | Welcome to Cruise Tips TV Unplugged. |
| 0:23.7 | I'm your host, Sherry, and we invite you to join our cruise-loving family as we travel the world creating cruise videos and vlogs. |
| 0:33.3 | In this podcast, we talk tips, tactics, and strategies to help you make every cruise your dream cruise. |
| 0:41.1 | Ben, welcome back to the show. We're so happy to have you on the Cruise Tips TV Unplugged podcast. |
| 0:47.3 | Sherry, I'm glad to be back. |
| 0:49.0 | Thank you. I didn't give a full intro on Ben during the intro you know, the intro before the music, but I want |
| 0:54.6 | to tell you guys a little bit about Ben and what he does. So Ben and I met on Instagram. I feel |
| 0:59.3 | he was like a dating app, right? Like we met on Instagram. But Ben is a complete expert on all |
| 1:07.0 | things, points, miles, travel rewards, and maximizing your earnings potential. But he also |
| 1:14.7 | knows a heck of a lot about travel insurance. He has been featured in so many different articles |
| 1:20.4 | from World of Hyatt to Inside Edition, nerd wallet. He is your man. And you can find him on |
| 1:25.9 | Instagram by searching Ben's big deal. Ben, |
| 1:29.9 | thank you for sharing so much of what you study every day to become an expert with us. We had such a good |
| 1:35.8 | chat. Last time on Points of Miles, I felt like we need to do this again and talk about insurance |
| 1:39.2 | because travel insurance is so complex, right? I think so because unlike other lines of insurance, travel insurance |
| 1:47.0 | is one of these things where it's not required. Sometimes it's required. It's not necessarily |
| 1:51.3 | required in all trips. And so sometimes people think they can kind of get away without getting it. |
| 1:55.6 | And sometimes, especially when you're doing cruises, things happen and things that you don't expect. |
| 2:01.0 | I just, obviously, I just finished watching the poop cruise this past weekend. |
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