Trapped in the Spend Cycle? How to Break Free from Consumerism SB1693
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 9 June 2025
⏱️ 63 minutes
🧾️ Download transcript
Summary
Is your wallet feeling lighter... but your closet’s full of regret? Joe, OG, and Mom’s neighbor Doug are throwing open the basement door to tackle one of the trickiest parts of personal finance: consumerism. Whether you're a recovering impulse buyer or knee-deep in buy-now-pay-later regrets, this episode’s got your back—and maybe your budget.
💸 Hear real stories about overspending and why value-based spending beats chasing trends.
🛍️ Unpack the rise of Klarna and other buy-now-pay-later services—and the hidden costs that come with them.
🌍 Explore how global economic shifts (yep, we’re going there) could impact your investments.
🎤 And just when things get too real, the team lightens it up with a no-holds-barred burger chain draft. In-N-Out? Five Guys? Wendy’s? Who makes the Stacker cut?
Plus: a shoutout to the troops, a TikTok Minute that involves Doug and a questionable egg sandwich, and trivia that’ll make you rethink your next holiday shopping spree.
You don’t need to live like a monk—just stop buying stuff you don’t even like.
FULL SHOW NOTES: https://stackingbenjamins.com/how-to-break-free-from-consumerism-1693
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201
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Transcript
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| 0:00.0 | It's Monday morning in mom's basement. You know what that means? Oh, gee is cranky. Who knew, Doug? Who knew? |
| 0:06.6 | He must have the worst weekends of anybody because he always shows up on Monday. |
| 0:11.8 | Rufford in a Billy Goat's knee. Let's get, Billy Goats. Holy, have you been hanging out with Mom? |
| 0:17.0 | That's like a 50s callback there. Oh, my goodness. Well, you know what we've got to do, though. We have to. It doesn't matter. Who's cranky? Who's happy? You know what we're all happy about? We're happy that the men and women in our military protected us for another fantastic weekend here in the early June. I can't believe it's early june that's incredible let's raise our glasses |
| 0:38.5 | gentlemen and all you stackers out there in stacker land raise your mugs because on behalf of |
| 0:44.9 | men and women making podcast in mom's basement the men and women at navy federal credit |
| 0:48.5 | union big salute out to our troops thank you so much let's uh let's go stack some |
| 0:53.4 | benjamins together this week shall we thanks? Thanks, everybody. My God, Joe, I just wanted to |
| 0:58.2 | take a drink and you just kept going on and on. And I'd like to say, my God. But wait, |
| 1:05.0 | there's more. I was a little boy. I thought the greatest thing of world would be to be able |
| 1:09.8 | to make records. Okay, now let's just play this and you'll see what it sounds like. |
| 1:20.6 | Live from Joe's Mom's Basement, it's the Stacking Benjamin Show. |
| 1:26.6 | Oh! It's the Stacking Benjamin's show. |
| 1:40.2 | I'm Joe's mom's neighbor, Doug, and hey, have you bought the latest hot new toys? |
| 1:45.5 | How about the great-looking car everyone else drives or maybe the house in the cool neighborhood? |
| 1:52.3 | Today, we're deep diving into consumerism and what it costs your wallet. We'll talk about your spending, budget, and tips to find a way to keep up... No, not do that. That's exactly what we're not talking about. |
| 2:03.5 | That's awesome. |
| 2:04.4 | And tips to keep up with the Joneses. |
| 2:07.1 | How you can buy the latest toy. |
| 2:10.2 | All right. |
| 2:11.1 | I'm doing it again. |
| 2:13.5 | We'll talk about your spending, budget, and tips to find a way out of keeping up with the neighbor Doug's. |
... |
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