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Frequent Miler on the Air

Transferring points to hotels. Has Citi eclipsed Chase and Bilt? | Coffee Break Ep79 | 11-25-25

Frequent Miler on the Air

Frequent Miler

Places & Travel, Leisure, Society & Culture, Aviation

4.9640 Ratings

🗓️ 25 November 2025

⏱️ 21 minutes

🧾️ Download transcript

Summary

Tim wrote a post about which transferable points are most valuable for lodging, and his findings have us wondering: Is Citibank the new transferable points currency worth focusing on?  (Has Citibank now eclipsed Chase and Bilt?) See: Which transferable credit card points are most valuable for lodging?

Transferring points to hotels. Has Citi eclipsed Chase and Bilt?

(01:11) - Most hotel transfer opportunities are not very good...

(02:14) - Fixed value opportunities

(03:43) - RRVs (hotel programs with variable value and available as transfer partners)

(04:43) - Better than 1:1 transfers...

(06:58) - Summary of the average top 5 opportunities for transferring points to hotel programs

(08:36) - 90th percentile, cherry-picking the top 5 opportunities for transferring points to hotel programs

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Music Credit – Beach Walk by Unicorn Heads

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Transcript

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0:00.0

Welcome to our first ever homemade host red ad. Built is a loyalty program that famously rewards you for paying rent.

0:07.0

But of course, there are many other ways to earn built points. You can earn points booking travel or fitness classes or just by linking the credit cards that you already use every day at participating restaurants, Walgreens, and when you pick up a lift.

0:20.5

And built has a fantastic set of transfer partners.

0:23.2

Don't forget that Built regularly offers huge transfer bonuses to join the loyalty program

0:28.6

for renters at joinbuilt.com slash miles.

0:33.1

That's J-O-I-N-B-B-I-T.com slash miles.

0:38.8

Make sure to use our URL so they know that we sent you.

0:42.0

Now back to the show.

0:44.6

This is a Voyescape podcast.

0:47.0

You can find all of our travel podcasts from around the world at voyescape.com.

0:59.1

Welcome to Freakimilers Coffee Break, where we focus on a single topic related to miles and points.

0:59.7

And each coffee break is limited to 20 minutes or less, pour your money back.

1:05.8

On today's coffee break, we're going to be talking about transferring points to hotels.

1:12.6

Has Citibank Eclipsed,

1:19.5

Chase, and Built? So our author, Tim, has written on the frequent Myler blog, a great post called Which Transferrable Points are Most Valuable for Lodging. And we'll have a link to that post

1:25.8

in the show notes, and you'll definitely want to check out the full details there.

1:29.4

We're going to give a sort of an overview of some of the findings in Tim's post and talk about the bottom line.

1:37.6

Like, is Citibank the new best game in town?

1:41.1

Yeah, you know, a few years ago, we only would have been talking about transferring

1:45.0

Chase Ultimate Rewards points to Hyatt. That would have been the only type of hotel transfer

1:49.7

that ordinarily would have made sense at the one-to-one rate that they offer. But things have

1:56.9

changed a little bit over the last few years. So we're going to have to talk a little bit more about the different options here

...

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