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Financial Audit

Trans Socialist Blames Capitalism For Their Mistakes | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 4 December 2024

⏱️ 83 minutes

🧾️ Download transcript

Summary

▶Oh... my... AHHHHHH- a *HIDDEN* payday loan is discovered in todays post show AGGHHHHH, watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/ The credit building debit card: The first 10,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb Now available on Android! (paid ad) Get access to GLP-1s online: http://ro.co/Caleb ▶▶▶Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶EDUCATION: 1) Bundle my budgeting, debt + investing program for 15% off: https://calebhammer.com/classpack/ 2) The best budgeting program online: https://calebhammer.com/budget 3) Get my investing class and I’ll give you a $100 moomoo cash reward: https://calebhammer.com/investing 4) Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5) Get your own free Hammer Financial Score: https://www.calebhammer.com _______________________ ▶RESOURCES 1) Checking & Savings: Get up to 4.60% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 2) Important: The creator is a paid influencer and not affiliated with Moomoo Financial Inc. ("MFI") or its affiliates. Content outside of the moomoo ad has not been reviewed by MFI and reflects the influencer's own views. MFI does not endorse any strategies mentioned and is not responsible for the influencer's services. Click this link https://j.moomoo.com/Caleb to get up to 15 free stocks from moomoo U.S when you make a qualified deposit + earn 4.6% on uninvested cash + an additional 3.5% APY Coupon for 3 months for new users!! Terms & Conditions Apply 3) Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 4) CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course: https://coursecareers.com/a/calebhammer 5) The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6) Advising: Book your free strategy session https://dmnmny.co/caleb to work with Adrianna or any of the other CFPs at Domain Money today! 7) Helium Mobile: save a ton on your phone bill, sign up and get 30 days of FREE trial when using promo code CALEB https://hellohelium.com/ 8) Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Hey, Anna, I've got a new secret weapon for print.

0:02.2

Print.

0:02.9

Vista print, right?

0:04.0

That's not a secret.

0:39.6

Print everything for your business with Vistaprint. Business cards, stickers, t-shirt, signage, even photo books from your last holiday. If you need it, we print it at vistoprint.co.uk. Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone. Loved by over 10,000 companies, Zendesk AI agents easily deploy in minutes to resolve 30% of interactions instantly. That's the Zendesk AI effect. Find out more at Zendesk.com. To watch episodes of Financial Audit a week earlier, check us out on YouTube. I got cuddled a lot, and that's one of the reasons why my ex, typically. It sounds like you're just trying to take an excuse for why things are bad today and why you're not doing well now. He paid for a majority of our life when we moved into it. That's not your boyfriend coddling. That's you being a dump in borrowing payday loans for his Xbox. I'm going to be honest with you. I think he is to blame me. The fuck are you? You just want to blame it completely on him? Do you have no ability to take any kind of responsibility?

0:57.8

Hi! What the fuck are you? You just want to blame it completely on him? Do you have no ability to take any kind of responsibility?

0:58.0

Hi, my name is Ellis. I am 23-year-old from Dallas, and this is Financial Audit. Thanks for coming on. You know, I just want to ask a question. I know that you went through a lot of things with our producer, Lindsay, just

1:11.1

to make sure you're comfortable on the show. But I'm a pretty abrasive person, especially

1:15.6

when it comes to talking about finances. And, you know, the first thing you hit me with is, like,

1:22.5

asking what you're even, like, allowed to, like, say to me, which I appreciate. But, like,

1:27.2

are you sure you're going to be able to handle this conversation?

1:29.2

Because this gets pretty intense. Caleb, I'm ready. I am fucking ready. I need a fire lid under my ass and I'm, I'm ready. I was just getting some sensitivity vibes. Yeah. So I just want to make sure that I'm not like, destroying someone. You don't know me, so you don't know what my boundaries are, so you can't hurt me.

1:46.4

Fair enough.

1:47.0

So what do you do for living in Dallas? I am a studio manager. I manage a store and it's storage. So basically that. I am basically a property, like that. Like I manage property basically like that. So it's like a studio and I'm in. No, it's like a storage company basically. I don't know why I said studio. Okay. How many hours a week do you work in that? 40. What's your income there? 1850. I just got a pay increase. I was making 1675. Oh, okay. Wow. That's actually percentage wise, a good increase. Yeah. How do we feel living 1850 an hour in the Dauce area? Not great. I am definitely living above my means a little bit. My rent is increasingly, like it's bad. It's really bad. I know it's, but I mean, I choose to. What do you mean? What is it? it's bad it's really bad I know it's it's but I mean I choose what

2:35.6

what is it it's it's it's what you not know do you know I do know I do know I don't even

2:45.4

been living in this rents your motive okay oh um 950 I think about because it fluctuates sometimes $950 yeah You're a motive. Okay. Oh.

3:07.9

950, I think about, because it fluctuates sometimes. $950. Yes, because I split it with the roommate. I split a two bedroom with a room. Oh, well. So that's why it fluctuates a little bit because sometimes I like, what do you mean why? That doesn't make sense. If you split it with a room, are you talking about utilities included? Yes. So half. That sounds that bad. For the Dallas area.

3:10.3

So in total, I think it's about two grand.

3:07.8

We pay close to two grand for two-beds. Are you talking about utilities included? Yes. So half. That sounds that bad for the Dallas area.

3:10.3

So in total, I think it's about $2,000.

3:11.7

We pay close to $2,000 for a two bedroom.

3:21.0

Yeah, but you don't. No, I pay $9.50. Yes. I'm looking at someone with the roommates and not freaking out about what their total run of their places, just what they're providing. Yeah, so $9.50, give or take.

...

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