Traditional or Roth

DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!

Real Estate, Business, Education, Self-improvement, Investing, Money

4.6 • 858 Ratings

🗓️ 24 November 2025

⏱️ 12 minutes

🔗️ Recording | iTunes | RSS

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Summary

Logan and Allie discuss if after-tax or pre-tax is better for savings. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Transcript

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0:00.0	Hey, this is Allie, and thanks for listening to the show.
0:04.3	Give us a five-star review where you listen and share this episode with someone who might need to hear it.
0:08.6	Now, enjoy the show.
0:12.9	Welcome back.
0:13.8	Another edition of DIY money.
0:16.1	I just got whiplash.
0:17.0	That was so loud.
0:17.5	DIY money.
0:18.2	Gotta do what you got to do.
0:19.3	We are going straight into the question with this one, And first of all, we'll do our sponsors, dual financial, this episode, all episodes. Great place if you want to reach out, learn a little bit more about your own situation. We'd be happy to talk with you and see if there's anything we can do to help. As well, we are sponsored by some other great sponsors. Make sure you send those questions in. Podcast at DIYmoney.org. That's podcast at DIYmoney.org. If you send us the question and we use it on the show, you get a $25 Amazon gift card. We got a great question today from Ron. Ron, what do you got? DIY. Hey, DIY Money. This is Ron
0:56.2	from St. Pete, Florida. I had
0:58.1	a question for you. I'm wondering if I make
1:00.1	a pretty good salary now, but I expect
1:02.1	to have a higher net worth, but a lower
1:04.5	salary later. Is it more beneficial for me to
1:07.7	invest in a traditional 401k now
1:09.9	instead of a Roth.
1:12.1	Thanks for the time.
1:14.0	Appreciate you and love the show.
1:14.6	See ya.
1:16.9	Ron, why did you say that?
1:17.6	Why?
	...

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Generated transcripts are the property of Bleav + Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen! and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.