Hello ladies, hello gentlemen. This is the Victor Davis Hansen show. I'm Jack

Crowley, the host Victor Davis Hansen, as the star and the namesake. He is the Martin

and Elyanderson senior fellow at the Hoover Institution and the Wayne and Marshall Busky

Distinguished Fellow in History at Hillsdale College. The blade of Perseus is the name

of his official website and you can find that at victorhansen.com. You should go there.

You should subscribe. We're going to talk about some of the one of the article series

that Victor has done for that website that's exclusive to the website. But we'll get to

that a little later. First off on today's program, we're going to find out if Victor

is one of those suckers who worked hard to have a good credit score. And we're going

to look into the Biden administration's love affair. I guess it's a love affair of

down memory lane with the 2008 financial meltdown. And we'll get to that Victor, your thoughts

right after these important messages. We are back with the big David's Hansen show.

So Victor, we have now another sign about how merit doing things by merit, achievement,

how it seems to be a sin. And that there's also nothing progressives will not promote

to cripple America in a nutshell. People with high credit ratings will have to pay 1%

more on their mortgages under a scheme concocted by Joe Biden's federal housing financial

agency. So let me just read this very short clip from a news report last week. The objective

of the changes is, quote, to maintain support for purchase borrowers limited by income or

wealth, the federal housing financial agency director Sandra Thompson said in a statement

this week, there's been concern regarding racial disparities in credit scores. The average

white American has a rating of 727 in the year 2021 versus 667 for Hispanics and 627 for

those who are black, according to the Fin Masters finance blog borrowers with a credit

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