Reality Radio for a really great future. We're talking real money. Hey, thank you for being part of

talking real money. You know, we're here basically every day trying to help you do better with

all those things related to finance, right? Spending money, saving money, investing money,

making good decisions and having the right perspective about all these things. I'm Tom

Cock, one of the regular hosts, and a couple minutes can introduce a somewhat special guest.

She's been on here many times. I can hardly call her a guest anymore. But before we get to

the questions

that you've sent us and there have been Legion, I want to talk about something I'm seeing in the

news right now and it just really disturbs me because we all have a tendency to want to respond

to things because it makes us feel like we're doing something. We want to be doing something,

especially when it comes to our finances. And you know that we have told you for decades that

that generally leads to trouble. Well, right now, people are piling into, and that's a direct

quote from the Wall Street Journal, piling into stock and bond exchange traded funds and mutual funds.

So far this year, almost $200 billion of what they call in the business in flows into those.

This is a move from people being sort of risk averse to wanting to be in riskier assets.

And probably because of quotes like this, someone at State Street who said,

the economy is in good shape, labor markets are in good shape,

and central banks globally look ready to provide support.

That's an attractive backdrop for investing.

And it's the primary reason you're seeing

an increasing risk, or pardon me, an increased appetite for everything. This is horrendously

poor advice. Let me tell you why. Because it sounds like you're going to invest because the

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