If you are listening to this episode, the reality is you are probably doing a really good job saving and investing because you are thinking about an early retirement.

So kudos to you.

Now, with that comes opportunity and a big opportunity is about taxes and making sure you don't pay any more than you need to.

And you might have heard me talk about Roth conversions before, whether it be on a YouTube video

or just a separate podcast or a blog post of mine. And I'm going to be talking all about Roth

conversions today. However, not the way that you would think. I'm going to talk about when you

should not implement a Roth conversion because although they can be amazing and they can

truly add millions of dollars to your bottom line if you're doing a

good job if you're implementing it well it doesn't mean you should always do it in fact sometimes it can

hurt you more than it can help you if you do it incorrectly now once again my name is a r a taublebe

hope you've been listening to the podcast for some time but if you are new as more people keep rolling in

it is fun for me to see more people

listening to the podcast.

I've now helped over 100,000 people retire early, which feels very fulfilling for me to say,

and that is thanks to all of you.

So please, if these episodes have been helpful at all, please do rate and review the podcast

as it helps more people find the show.

Now, let's hop right in when it comes to Roth conversions.

People are thinking about a few things.

Now, I'm going to break it down with a very, very basic, almost funny, lighthearted example

and then talk about Roth conversions in more detail.

And I love Roth conversions because they can play an amazing role,

...