To Refi or Not to Refi? #127
How to Money
iHeartPodcasts
4.6 • 3.2K Ratings
🗓️ 2 October 2019
⏱️ 39 minutes
🧾️ Download transcript
Summary
With mortgage rates near all-time lows, now is a great time to consider refinancing. Pouncing on these lower rates can lower our monthly mortgage payment, allowing us to free up some money that was being funelled towards housing. But what else should we consider? Are you a good candidate for a refinance? And then on top of that there are also costs involved in refinancing that can make it prohibitive. In this episode we discuss the factors you need to consider, some great reasons to refi, and how to make sure you are refinancing effectively.
During this episode we enjoyed an Old Tuffy by New Belgium- a big thanks to Maggy for donating this beer to the show this week! And if you enjoyed this episode, be sure to subscribe and give us a quick review in Apple Podcasts or wherever you get your podcasts- we’d love to hear from you.
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Transcript
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| 1:36.8 | Welcome to How to Money. I'm Joel, the Die and Matt and today we are asking the question |
| 1:42.2 | to Refi or not to Refi. |
| 2:02.7 | To Refi or to not Refi, that is the question. I also had a hamlet-esque |
| 2:08.3 | school in my hand when I had that in a candle that was no longer lit in your other hand. |
| 2:12.7 | Exactly. I saw a recent report that on average for folks who can refinance their home, |
| 2:19.0 | that each individual could save about $270 a month, totaling $1.6 billion, which is a huge amount |
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