To Change Your Results You Have To Change Your Behavior

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.6 • 36.7K Ratings

🗓️ 12 December 2024

⏱️ 85 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Listen to the full episode for free in the Ramsey Network app. Watch United States of Anxiety exclusively on the free Ramsey Network app! Jade Warshaw & Rachel Cruze answer your questions and discuss: "How do we divide a gift when buying together?" "Why should I have a 15-year mortgage?" "I co-signed for a truck with my ex-fiancee," "My husband's employer hasn't paid him..." "How do I budget with an irregular income?" Asking for a friend: What are tax withholdings? Support Our Sponsors: 🌱 Get 10% off your first month of BetterHelp ◎ Get 10% off Byrna product bundles and more! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY 💤 Visit Helix Sleep for special offers! 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🎟️ Get Tickets to the Money & Relationships Tour 🎄Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! 🎁 Our 50 days of Christmas deals are ending soon! Get 30% off meaningful gifts. 💵 Start your free budget today. Download the EveryDollar app! Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Live from the headquarters of Ramsey Solutions, it's the Ramsey show where we help people build well, do work they love and create amazing
0:21.2	relationships.
0:22.7	I'm here, Jade Warshot, with my co-host today, Rachel Cruz, bestselling author, number one,
0:27.9	baby, all the time.
0:29.2	Sometimes, Jade.
0:30.3	Sometimes.
0:31.2	Listen, take those props.
0:33.2	Well, we're going to be taking your calls about life and money, and it's the holiday season. So I'd love to hear calls about people deciding what they're going to do for the holidays with their money.
0:41.8	That's always fun.
0:43.3	All right, Rachel, you ready to get into it?
0:44.8	Yeah, let's jump in.
0:45.6	All right, let's do it.
0:46.6	We got Sam from Green Bay.
0:48.6	What's going on, Sam?
0:51.1	Hi, thank you for taking my call.
0:52.8	Hey, what's up? How can we help?
1:00.0	So my sister and I, we tend to have this debate every Christmas. And so she's using Ramsey as her stance, and I just, I wanted to see if this truly is a Ramsey principle.
1:08.0	Okay.
1:09.0	So my sister and I go in on Christmas gifts often.
1:13.8	And in my mind, if I'm going in on a gift with my sister, that's two people, we split
1:20.4	it 50-50.
1:21.6	Okay.
	...

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