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Here's your afternoon T&B Tech Minute for Friday, December 12th.

I'm Julie Chang for the Wall Street Journal.

Reddit is suing the Australian government in the country's highest court to block a new law that bans children under the age of 16 from holding social media accounts.

The law, which took effect Wednesday, is intended to protect minors from the dangers of social media.

But Reddit argues the ban infringes on teenagers' freedom of political discourse and that the risk

of reduction would be minimal since content is often viewable without an account.

Reddit is seeking to have the law invalidated.

Meta Platforms, which owns Facebook and Instagram, has also

criticized the legislation and said it could push teens onto less regulated platforms. A government

spokesperson said in a statement that it's on the side of Australian parents and kids, not platforms,

and that it'll stand firm to protect young Australians from experiencing harm on social media.

The Trump administration has conditionally approved plans for five new cryptocurrency-focused

national banks. The move is part of a push to give the industry broader access to the traditional

financial system. Circle and Ripple are among the crypto upstarts

receiving conditional approval by the office of the comptroller of the currency. The approval will

allow companies to build so-called trust banks. Trust banks generally cannot take deposits or make

loans, but would allow companies to offer services like safekeeping digital assets and issuing stablecoins.

Banking lobby groups and the Banking Policy Institute have opposed the approvals,

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