Access to affordable credit helps me pay my employees, but I don't really need it.

Infliction is killing me!

But who cares? Big retailers are making record profits!

That's why we support the Durban Marshall Credit Card Bill!

See? Banks and credit unions help small businesses make payroll.

This bill would cut the vital resources they need.

While increasing megastore profits, they deserve it. Don't they?

Tell Congress, stop the Durban Marshall money grab for corporate megastores.

Paid for it by the Electronic Payments Coalition.

Here's your morning, TNB Tech Minute for Thursday, March 26th. I'm Danny Lewis for the Wall Street Journal.

We exclusively report that an NVIDIA-backed startup seeking to build a U.S. network of open-source artificial intelligence models is in talks to raise $2.5 billion at a valuation

of $25 billion.

According to people familiar with the matter, Reflection, which is seeking to counter

China's AI offerings, is in funding discussions with J.P. Morgan Chase, among other companies.

Reflection has also developed close ties with NVIDIA, which invested about $800 million

in a previous funding round, though the young startup has yet to generate meaningful revenue.

A Reflection spokesperson declined to comment. In another exclusive, we are reporting that

OpenAI is backing a new AI startup, Isara, which aims to build software that lets AI agents

communicate and solve complex problems in industries such as finance and biotech. The startup recently raised $94 million

from investors, including OpenAI, which backed the company at a $650 million valuation. OpenAI has

recently moved to deprioritize certain products in favor of focusing on business services,

including software engineering tools. News Corp, owner of the Wall Street Journal, has a content licensing partnership with OpenAI.

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