Americans love using their credit cards, the most secure and hassle-free way to pay.

But DC politicians want to change that with the Durban Marshall Credit Card Bill.

This bill lets corporate megastores pick how your credit card is processed,

allowing them to use untested payment networks that jeopardize your data security and rewards.

Corporate megastores will make more money and you pay the price.

Tell Congress to guard your card because Americans lose when politicians choose. Learn more at

guard your card.com. Here's your TNB Tech Minute for Thursday, January 30th. I'm Julie Chang for

the Wall Street Journal. Amazon is increasing its

ad spending on Elon Musk's social media platform X. That's according to people familiar with the matter.

It's a major shift after pulling much of its advertising from X more than a year ago, when many brands

had concerns about hate speech on the platform. Amazon CEO Andy Jassy was

involved in the decision which could result in the company spending significantly more on X.

Plus Apple, which pulled all of its ad dollars from X in late 2023, has had discussions

in recent weeks about testing out ads on X, according to a person familiar with the matter.

OpenAI is an early talks to raise up to $40 billion in a funding round that would value the chat GPT maker as

highest $300 billion. That's according to people familiar with the matter. Japanese tech

investor SoftBank would lead the round and isn't discussions to invest between $15 to $25 billion.

SoftBank is helping assemble investors for the rest of the round, but the discussions are in flux

and could fall apart, a person said. The funding will be used in part to help OpenAI fulfill

its roughly $18 billion commitment to Stargate, a joint venture with SoftBank and others, to finance the

construction of new data centers in the U.S. powering OpenAI's technology.

Apple's iPhone sales fell in the December quarter, a sign that its artificial intelligence

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