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Hi, and welcome to the Longview. I'm Jeff Battack, Chief Ratings Officer for Morningstar Research Services. And I'm Christine Ben's Director of Personal Finance and Retirement Planning

for Morning Star. Our guest on the podcast today is Tim Ranzetta. Tim is the co-founder of the

nonprofit, next-gen personal finance, which provides free curricula, professional development,

and advocacy tools to more than 40,000 teachers

who reach 75% of high school students in the U.S.

The goal of NextGen Personal Finance and its community of teachers is for all high school students

to take at least one standalone one semester course focusing on personal finance by the end of 2030.

Prior to founding NGPF, Tim co-founded several companies, including Equilar, a compensation

and corporate governance research firm, in student lending analytics, a student loan research

firm. He began his career as a management consultant at Bain & Company.

He graduated from the University of Virginia with a Bachelor of Science degree in Commerce

and received his MBA at the Stanford Graduate School of Business.

Tim, welcome to the Longview.

Oh, it's great to be here.

So let's start with a bit of stage setting.

You worked at Bain and were an entrepreneur before starting up next-gen personal finance.

...