Brought to you by the Every Dollar app. Start budgeting for free today. Heather joins us up next in Baltimore. Heather, what's going on?

Hi. I'm calling to figure out next best steps. My husband and I, we married about 20 years, about, I'd say 10 years ago, we did the financial peace university. We were in a ton of debt.

And we did that for a while and then we got distracted and stopped working on it.

But happily now, even though we didn't pay attention for a while, we are out of debt other than our house.

I have a six-month emergency fund and everything.

And recently I got an inheritance from the passing of my father for some extra cash.

So where we're at now, we bought our house 15 years ago. It's 170-ish years old.

Whoa.

And my biggest argument is stop watching HGTV before you buy a house because it was the stupidest thing we've ever done.

So you thought we're going to turn this into some Victorian dream?

Maybe not that, but we just thought we could do a lot more than we have in 15 years.

So I'm very aware. I even take all the blame because this is 100% on me that's health.

Well, peace I'm done. But so where we're at now, my, my husband has

always, always wanted to build a sizable workshop. He has hobbies that are big, heavy machinery,

and he's slightly hoarderish. That's a good combo. Really expensive machinery plus hoarding.

That's expensive. They're just big.

So right now we have about $120,000 or so from the inheritance, and he clearly wants to go

forward on the building a workshop because the plan always was build a workshop.

Then we would have the space to solve other house problems. I have been here long

enough to know that my house needs too much. Like our foundation, massive issues, like, you know,

everything is old. Nothing is, everything is basically going to need replaced at some point. In fact,

it's needed replaced. So just sell your house. Sell your house. That's what I in fact,

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