Hey everybody before we dig into today's episode I want to tell you about a new challenge we're launching and you can join if you are wanting to do a big reset on your finances if you are wanting to get some traction go to Wyneab.com slash 34 day reset and join us on doing three things every single day for 34 days.

Number one you will track your spending every single penny.

Number two you will only buy essentials and

number three you will not eat out. You would do all three of those things

without exception every single day for 34 days and reset your money and your

mindset as it relates to your finances.

People that do this are saving more than $1,000 within 34 days.

If you're interested, join us, YNAB.com slash 34 day reset.

Hello, whinabers. My name is Jesse Meekam and this is podcast number 4 4 rules to help you stop living paycheck to paycheck,

get out of debt and save more money.

My question for you today is,

how do you keep from going back into debt?

A lot of the times when we're talking with people,

they go on a sprint, they get motivated,

they find some just will, and they go crazy, and they pay off a ton of debt,

only to then slowly, usually very slowly, fall back into debt. And then you look at the

situation you're in again and it's completely demoralizing. It's it just

takes anyone that was in your sales left over from the last year would be gone.

So how do you not just get out of debt?

I think we could all say we're pretty clear on the

actual mechanics of it. They're drop dead simple. You just send as much money

as you possibly can to your debt, order them in any order you want.

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