10 years ago, I was sitting right where you're sitting. I was the one tuning into these

live streams because my husband and I were sitting right in the center. Man, $460,000 of debt. I'm

telling you right now, I know what it feels like to just feel suffocated, feel like you're strapped for

cash, feel overdrawn, right? Some of you are probably overdrawn right now. I know what it feels like to just feel suffocated, feel like you're strapped for cash, feel overdrawn, right?

Some of you are probably overdrawn right now.

I know that feeling, but let me tell you something, 10 years passed, and this is where I am now.

And 10 years is going to pass for you, and you get to decide where you're going to end up.

And I'm going to tell you, for us, a critical juncture was getting on a budget.

Man, it's so important.

It is really the foundation of everything we teach.

Dave just went through a bunch of really foundational teachings, but the budget, I'm telling

you, it sits underneath all of that.

And if you're anything like me, when you hear the word budget, let's just be honest.

We don't like it, right?

It's uncomfortable.

It feels constraining to us.

It makes your armpits wet. It makes your stomach, you know, cramp up. Because a lot of us have

that negative relationship with the budget. When we hear budget, right, it's like that finger

shaking at you, you've done wrong, you were bad. You got to get on a budget, right? Am I the only one? I don't think I am. Live stream wall.

Zoomers, I'm not the only one.

And if you feel that way, I want to set you free because at the core of it, a budget.

It's not a punishment, okay?

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