Now it's time to discuss the money issues that affect you with Simon Lambert.

Editor of This is Money.

It's the award-winning financial website and money section of the Mail Online.

On behalf of us, they investigate everything from scams through to how to keep your costs down on your household bills.

And of course, those are all important money-saving tips.

Well, Simon Lambert joins me in the studio now with his intrepid team of reporters.

Simon, hello.

Introduce your team for us, if you would.

Good morning, Georgie.

We've got Rachel Rickard Strauss here, who is our Consumer Affairs Editor.

Hello.

We've got Amy Andrew, who is our senior product research editor.

So she's in charge of looking into all the deals and financial products on the market

and working out what's the best for people.

And we've got Richard Browning, our development editor, who is also, as mentioned before,

the author of The 50 Ways to Save Money Roundup, which is one of our most popular stories and has been

for a very long time.

The money saving guru.

So let's just go a quick whizz around all of you, Rachel, Amy and Richard, what are

your money saving tips?

Richard, we know you've got 101 here.

Can you think of your 102nd second?

...