Brought to you by the Every Dollar app. Start budgeting for free today. Justin is in Houston, Texas.

Hi, Justin. How are you?

Good afternoon, Dave. Good afternoon, Jay. You're y'all doing good today?

We're great. How can we help?

Well, I'm calling today about my cousin, Brandi. When you're an only child, your cousins are like you're de facto siblings.

And my cousin Brandy is only literally three weeks younger than me.

So we often joke that we're the closest things our families have to win.

We grew up very close.

And she has two kids right now, a 13-year-old son and a five-year-old daughter.

About two years ago, her son, Brandon, wanted to start making his own money because they live pretty poor.

She only makes about 18 and 19K a year.

And he wanted the money because he wants to go.

He's an Astros fan.

He wants to go to games.

He wants to go to games.

He wants to work and make his own money.

And he actually hand-wrote letters, and there's his neighborhood next to the apartment they live in.

He went around distributing these handwritten letters.

Hey, I'll mow your lawn for $40.

Give me a call.

And he started getting calls.

He borrowed my lawnmower for a while, started making his own money.

...