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The Ramsey Show Highlights

This Is Belligerent Incompetence!

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 16 September 2023

⏱️ 8 minutes

🧾️ Download transcript

Summary

Today's episode features Dave Ramsey & Ken Coleman. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Amy is with us in Chicago.

0:07.2

Hi, Amy.

0:07.7

Welcome to the Ramsey Show.

0:10.1

Hi, thanks for taking my call.

0:11.7

Sure.

0:12.1

What's up?

0:12.5

My question is, is it counterfeit that you paid off to come off your credit report

0:16.8

or then return on your credit report the next month?

0:19.8

It's a little bit of context. We just finished baby step two in July.

0:23.4

My husband I paid off $28,000 in student loans in July.

0:27.7

It came off of our credit report.

0:29.9

And then last week I got an email saying, our score has an increased by 78 points.

0:34.6

And then our loans are listed again.

0:39.0

Okay.

0:43.9

No, that's not common.

0:47.3

So here's the thing.

0:50.8

52% of the credit reports have errors.

0:57.8

36% of them have errors that are so egregious it could keep you from getting credit.

0:59.1

Yeah.

0:59.4

Okay.

1:02.7

So this falls in the category of error, obviously.

1:05.2

And I think I know how it happened.

...

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