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The Ramsey Show Highlights

This Is a Wake Up Call

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 12 December 2023

⏱️ 9 minutes

🧾️ Download transcript

Summary

Today's episode features Jade Warshaw & Dr. John Delony. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. 💸 Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.8

Hi, how are you guys doing today? Doing well. How are you?

0:10.5

I'm doing all right. Just getting a little stressed. Okay. I feel that. What's going on?

0:16.4

So my situation is a little two-part. I've been listening long enough to know a little bit of how to get out of debt,

0:24.0

but I keep starting budgets and don't know how to stick to them,

0:29.6

and then they kind of fall apart.

0:31.5

Life happens.

0:33.2

And then the second part of that is I know the easiest way is to increase income.

0:37.7

And in my position, I keep hitting this brick wall of you're overqualified

0:43.1

and don't have enough experience in stuff like grocery or, you know,

0:48.6

trying to pick up extra shifts at like a local restaurant, doing server work, or that kind of stuff.

0:55.6

So I don't know how to work on that.

0:56.6

They're saying you're overqualified when you try to get that extra jobs.

1:00.3

I see.

1:00.8

I've had a McDonald's tell me face to face.

1:03.5

Yeah, you're way overqualified to ever work here.

1:05.9

Do you tell them, hey, this is not my be all end all.

1:08.5

I'm just trying to make some extra cash.

1:12.6

I have told some yes tell all of them so hey before jade answers because she jade's jade's just the guru at walking people

1:18.9

through this and both of the scenarios you just painted you've you've kind of cornered yourself

1:24.8

as this is this tragic victim in this story and you owe a whole

1:30.1

bunch of money and you're running up against some roadblocks but i want you to you've got to change

...

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