This Has Never Happened Before | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 3 November 2025

⏱️ 96 minutes

🔗️ Recording | iTunes | RSS

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Summary

After the full rage walk off, we started to film the post show... halfway through, we got a knock. She came in and started acting like a b*tch... Watch here: ➡️ https://bit.ly/chpostshow ⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp ⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer 🔥 GamerSupps: tasty, cheap ($0.25/serving)! Save 10% with code CALEB: gamersupps.gg/caleb 👉 Checking & Savings: Get up to a $350 bonus with a new Chime® Checking account, and earn up to 3.50% APY on your savings: https://chime.com/calebhammer ============================= Our Sponsors for This Video ============================= Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Sign up for the Gemini Credit Card: https://Gemini.com/caleb Sponsored by Gemini. Opinions are creator’s own. The Bitcoin Credit Card™ is a Gemini trademark, issued by WebBank. Rates & Fees: gemini.com/legal/cardholder-agreement. Some exclusions apply to instant rewards; deposited when posted. 4% back on up to $300 spend/month for 1 year, then 1% on Gas, EV charging & transit. Cycle refreshes 1st of month. Rewards Terms: gemini.com/legal/credit-card-rewards-agreement. Checking eligibility won’t impact credit; approval requires hard inquiry. Eligibility doesn’t guarantee approval. Rewards appreciation reflects some Gemini Cardholders (10/08/21–04/06/25) who held BTC ≥1 year. Results vary by spend, crypto, market. Crypto is volatile and may gain or lose value. Info is general, not investment advice. Past performance not indicative of future results. See here for full disclaimer: https://tinyurl.com/3vxd6hw2 Wayfair. Every Style. Every Home. https://Wayfair.com Start speaking a new language in 3 weeks with Babbel 🎉. Get up to 55% OFF your subscription here: https://Babbel.com/caleb ============================= Master Your Money with Caleb Hammer ============================= ⚡️Budget YOUR dream life with my simple courses: ➡️ https://bit.ly/calebhammer ⚡️Check out all of my custom Financial Audit merch: ➡️ https://bit.ly/caleb-merch Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:03.4	Is this what she does?
0:04.3	She's confronted with a real issue that just happened that she's like, 10 years ago, life was Willie Howard. We didn't get a honeymoon. There are literally people who cannot afford food. And you're crying about not being able to go on vacation when you got married. Die. I literally did not say I was a victim for me. Okay, I don't give a f***. I don't care.
0:18.7	I just said I don't care.
0:19.9	You fall back on being a victim
0:22.7	on everything
0:23.9	and try to set up everything
0:25.9	as the world is against you
0:27.6	instead of acknowledging that you
0:29.2	f***ed it.
0:30.5	You personally,
0:33.1	royally
0:33.8	f***ed it.
0:35.6	I need a minute.
0:36.6	For what?
0:37.1	What happened?
0:38.3	Well, we'll pause for a second, give her a second.
0:43.3	Ladies and gentlemen, it's a little weird.
0:46.3	I'm gonna bring Lindsay in real quick.
0:48.3	This is the first time that this has happened.
0:50.3	What is happening?
0:51.3	They're not coming back.
	...

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