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So I get a little bit of background. My wife and I are in our early 30s. We have a young growing family.

And in the last year, we purchased her family home from my mother-in-law. Some things kind of changed in our lives recently and decided we needed

to move home and spend some more time with her. We are currently, I'm going to say, in between

steps six and seven. So home is paid off. We've been basically banking everything else.

We're in a position where... If the home is paid off, you're in seven.

Yes. Well, so the reason I say it that way, we know we're going to have to do some pretty

serious renovations to the house to make it work for us long term. It's on, you know, a decent

amount of land. It's in a good school district. We see our family growing there,

but there's going to be significant, you know, changes that need to be made to support our family

long term. And I'm wondering, is that Helock the right way to do that? You know, I kind of went into

the renovation process with the mindset of we do a little bit at a time and just kind of pick away, you know, room by room and

talking to the general contractor, the changes that we're going to have to make.

That's not really possible to do it that way.

So it's kind of an all-orressing kind of thing, I think, in their minds.

And it's... Yeah, they're not paying the bill.

That's true, yep.

If they won't pay the bill, they get an opinion on that.

I mean, I understand that they have a structural concern or the approach to the construction,

but, you know, they're not taken into consideration your family so what is your household

income uh last year low 200s okay and so what's this uh project if we looked at

looked at it in total going to cost the the current budget is right now 150 to 250 and some of that they're not going to determine until

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