Brought to you by the Every Dollar app. Start budgeting for free today.

So I have a question. My husband and I, we own two homes, and our primary home is paid off. It has about $550,000 in equity.

And when we have an investment property that we owe about $90,000 on, and that equity is around $700,000.

We have both of these homes in an irrevocable trust naming our daughter as a sole beneficiary.

It was set up that way originally because my husband's son was not in our lives at the time,

but he has since come into our lives, and my husband originally had approached me and said,

hey, I want him included as a beneficiary.

We need to change the irrevocable trust.

I was in agreement that he should be a beneficiary sometime in the future when we demise.

But recently he came to me and said that he wants his son actually to be able to move here to Utah.

And the only way for him to be able to afford to do that is if we give him the rental property.

And so I'm not in agreement with that because I don't think it's wise from a financial standpoint for us.

We don't have any other assets. We don't have any debt. But we also don't have any other assets.

So we're

not in a position to really be just giving somebody a property outright. Yeah, how old is his son?

His son is 40 years old. And why isn't his son able to afford to move where his son wants to move?

So they do have a home where they live.

Where we live is very expensive.

The average home is between...

So he can't afford to live there.

He can't afford to live there.

He can't afford to live here, yes.

...