This Call Left Dave Ramsey Speechless (My Reaction)

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.8 • 3.6K Ratings

🗓️ 11 August 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

📈 Are you on track with the Baby Steps? Get a free personalized plan. There is one parenting question I get all the time, and it recently left Dave Ramsey speechless. In today’s episode, you’ll learn six things to keep in mind when answering this for yourself. Next Steps: 🎥 Watch my video Two Times I’ve Disagreed With Dave Ramsey. 💵 The simplest way to budget. Download the EveryDollar app for free! Connect With Our Sponsors: Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	I recently saw a video from The Ramsey Show, a show that I co-hosts every week.
0:10.2	And this specific episode, it was Dave Ramsey and Dr. John Deloney.
0:14.1	And the caller was dealing with a parenting situation.
0:18.0	And it had Dave a little perplexed.
0:20.3	And I actually get this question all the time.
0:22.7	So I thought we would watch the clip and kind of dive into the conversation a little bit deeper together.
0:27.2	So be sure to like, subscribe and share this episode with a friend.
0:31.0	All right.
0:31.5	Here is the clip that I saw.
0:34.2	I'm just wondering if there is any way or hope to get an 18-year-old to budget when they are surrounded by wealth and not limited by regular constraints.
0:46.6	They have no debt.
0:47.9	They're not paying for college.
0:49.3	They're not paying for cars.
0:51.4	Who's 18-year-old?
0:54.0	My 18-year-old? My 18-year-old.
0:58.7	You just, so you put some givens in there of which you control all of them.
1:05.2	I don't.
1:06.5	Oh, okay.
1:07.1	Her family, the in-laws will give her money whenever she asks.
1:12.2	She thinks everybody should get their own car.
1:15.0	She thinks everybody, no 18-year-old needs to budget.
1:18.9	Um, and she's off to college next year, and we're trying to...
	...

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