Think Smart, Retire Smarter: Razor Sharp- Occam and Hanlon
Retirement Answer Man
Roger Whitney, CFP®, CIMA®, RMA, CPWA®
4.7 • 1.1K Ratings
🗓️ 30 October 2024
⏱️ 35 minutes
🧾️ Download transcript
Summary
Welcome to our latest episode, where we focus on empowering your retirement journey with clarity and energy. Today, we delve into two powerful mental models, Occam's Razor and Hanlon's Razor, to simplify your retirement planning and decision-making processes. We also welcome back Dr. Bobby Dubois in our Rock Life segment, where he shares insights on living longer and more energetically. Don't miss our discussion on practical steps to enhance your life and retirement.
PRACTICAL PLANNING SEGMENT
(00:55) Roger will host a live online meetup on November 7 to discuss ROTH Conversions
(02:30) Today we are going to talk about Occam’s Razor and Hanlon’s Razor
(04:20) Occam’s Razor talks about when confronted with multiple options, the simplest is the best. Don’t overcomplicate things.
(05:20) How to apply Occam's Razor in retirement planning
(10:43) Hanlon's razor says never attribute to malice that which can be adequately explained by incompetence or ignorance
(12:15) Humans are messy and are usually not trying to harm or cause problems
(12:50) How do you apply Hanlon’s Razor to retirement planning?
INTERVIEW WITH DR. BOBBY
(15:53) Today we are going to focus on building energy and discuss four different studies about inflammation.
(17:00) The first study talks about how sleep impacts inflammation.
(21:45) The next study discusses measures of inflammation that can be tested in the blood and what they suggest.
(26:05) Third study shows exercise can improve our sleep and reduce inflammation
(28:20) One study looked at five characteristics of an 80 year old to determine who was more likely to live to 100.
(30:54) The takeaways are, there are things we can do that can really help us live long and well. Sleep, exercise, and diet can really make a difference in longevity.
SMART SPRINT
(32:40) I want you to look for an opportunity to practice Occam’s or Hanlon’s Razor in the next seven days.
Retirement Answer Man Webinar Registration
Books:
The Great Mental Models- Shane Parrish
Podcasts:
Transcript
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| 0:00.0 | The show is a proud member of the Retirement Podcast Network. |
| 0:04.4 | Simplicity is the ultimate sophistication. |
| 0:08.1 | Leonator Navinci. |
| 0:09.7 | Welcome to the show dedicated to helping you not just survive retirement but to have the |
| 0:16.1 | confidence because you're doing the work to really lean in and rock it. |
| 0:21.2 | Today on the show we're going to do two things. Number one is we're going to finish up our exercises on building some mental models so you can rock retirement by talking about Occam's and Hanlon's raisers. |
| 0:35.0 | Second, we're going to have Dr. Bobby Du Bois on our rock life segment |
| 0:40.0 | to talk about how not just to live longer but perhaps have more energy while you're alive. |
| 0:46.3 | It's been a while since we had Dr. Bobby on, we need to fix that. |
| 0:49.6 | We've been a little bit cluttered here. |
| 0:50.9 | I don't like to do really long episodes, but I'm excited to talk to Bobby. |
| 0:55.2 | Before I get started, I want to invite you to join me on November 7th at 7. Central for a live online meetup where we're going to do two things. |
| 1:07.1 | I'm going to teach a little bit on how to use organized thinking to think through Roth conversion so you can get to a judgment |
| 1:16.7 | call that you feel confident in because it can be a very complicated subject. |
| 1:21.1 | So we're going to do some teaching on how to think through the Roth |
| 1:24.4 | conversion decision. Secondly, I'm going to invite you to consider joining the |
| 1:30.6 | Rock Retirement Club. We'll talk about the club and what it has to offer. |
| 1:34.6 | We put together in one place all the tools and education you need to create a retirement plan |
| 1:41.3 | you can have confidence in and a community of over a thousand people |
| 1:46.7 | with expert coaching to help you actually live out rocking retirement and work on the financial and the non-financial side. |
| 1:55.3 | This will be our last open enrollment for 2024. |
| 1:59.4 | It also will be the last enrollment at the current price because we'll be increasing the price for future members in 25. |
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