4.8 • 2K Ratings
🗓️ 17 July 2025
⏱️ 24 minutes
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0:00.0 | Hey everyone, it's Robby here with Rob D and you are listening to the property podcast. |
0:06.0 | I believe what we've put together today is potentially life changing. |
0:11.0 | It sounds dramatic but I truly do believe we deliver on that promise. |
0:14.0 | I believe this is the type of podcast that you're going to want to save and share with others. |
0:19.0 | We've put a lot of time into this podcast, but I think that time was |
0:22.4 | well spent. You're going to love it. Welcome to the Property Podcast. Thank you for joining us. |
0:32.2 | In case you don't know, we run a business that buys more than £100 million worth of property |
0:35.7 | every year for our clients. You can find out about that at Property Hub.net slash invest. And in the course of building that business and in building our own portfolios, we've had a lot of help along the way. We've had mentors who don't know their mentors from the books and other resources that they've put together. They've made all the difference for us. And today, we're going to share them with you two. Veterans of the show, we'll know we start with a news story first. And this week's new story is from |
0:58.0 | Property 118. The headline reads, and I like the headline, Rob. I really hope it's true. |
1:02.5 | By the Let Lenders lower rates and streamline application processes. Who doesn't like lower rates and |
1:08.7 | easier applications? I'm all in. Let's hope it delivers. |
1:12.6 | Well, I think it pretty much does because one thing that we've seen a lot recently we've spoken |
1:17.9 | about is that lenders are keen to compete. Lenders are in the Bighteret space. They want to do business. |
1:23.7 | There are more mortgage products on the market than ever before. So you've got loads and loads |
1:28.3 | of choice. Lenders are jockeying position trying to make themselves look attractive. So the mortgage works |
1:33.2 | has cut their rates by up to 0.35% recently. It says they now have products starting from 2.79%. You |
1:40.0 | maybe need to put in a 90% deposit for that. I don't know, but the product exists anyway. |
1:48.8 | And also, they're products with free valuations and free legal services. So freebies. We like freebies as well. We've also recently seen Nat West and Principality cutting their rates. |
1:53.9 | And he mentioned streamlining processes. Mortgage processes, I think we can agree, need to be |
1:58.2 | streamlined. Anything in that direction is positive. |
2:08.9 | And the article specifically talks about Paragon, who put some things in place so you don't need to keep sending them so much paperwork, don't need to send them pay slips and tax returns. |
2:15.2 | So I think, Rob, when we hear streamlined in the context of mortgage applications, we need to moderate our expectations a little. |
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