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The Ramsey Show Highlights

"These People Are Too Stupid To Work For"

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 20 August 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.0

So I got a bit of a bit of a problem that I'm trying to figure out how to navigate.

0:12.0

So I work in IT for a lot of different financial institutions and do a lot of security work form and everything.

0:19.0

And one of the things that's directly tied to my

0:22.5

employment is unfortunately my lovely credit score. No, it's not. Not Nati. It is if you're a

0:30.5

president of a bank, but not not tea. They're not going to kill you for not having a credit

0:34.9

score. Okay. They'll hurt you for having bad credit.

0:40.3

Right.

0:41.3

But not no credit.

0:42.3

Right.

0:43.3

And that's the problem I'm running into is that I've got credit.

0:46.3

I've had credit for, you know, if I had good credit for quite a while, but I recently, with a lot of the contracts I've been doing, with all the work I've been doing, I've actually been able to get a lot of stuff paid down. And the unfortunate thing is one of my oldest accounts that had was actually an auto loan. And I paid it off here recently. And so I'm like, cool, got the car paid off. All great. And I go and check my credit score and it dropped it below 700.

1:12.8

Yeah.

1:13.0

I'm like, what the heck?

1:14.8

Yeah.

1:15.1

Well, that's normal.

1:17.7

Right.

1:18.2

But the problem is with the contract of my employment, it's actually because they put it in the form of,

1:24.7

hey, if you can't manage your finances, then why do we give you access to

1:28.9

other people's finances to manage the servers that handle it?

1:31.6

How often do they check it?

1:33.8

Every six months.

...

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