4.6 • 682 Ratings
🗓️ 20 August 2025
⏱️ 10 minutes
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0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
0:06.0 | So I got a bit of a bit of a problem that I'm trying to figure out how to navigate. |
0:12.0 | So I work in IT for a lot of different financial institutions and do a lot of security work form and everything. |
0:19.0 | And one of the things that's directly tied to my |
0:22.5 | employment is unfortunately my lovely credit score. No, it's not. Not Nati. It is if you're a |
0:30.5 | president of a bank, but not not tea. They're not going to kill you for not having a credit |
0:34.9 | score. Okay. They'll hurt you for having bad credit. |
0:40.3 | Right. |
0:41.3 | But not no credit. |
0:42.3 | Right. |
0:43.3 | And that's the problem I'm running into is that I've got credit. |
0:46.3 | I've had credit for, you know, if I had good credit for quite a while, but I recently, with a lot of the contracts I've been doing, with all the work I've been doing, I've actually been able to get a lot of stuff paid down. And the unfortunate thing is one of my oldest accounts that had was actually an auto loan. And I paid it off here recently. And so I'm like, cool, got the car paid off. All great. And I go and check my credit score and it dropped it below 700. |
1:12.8 | Yeah. |
1:13.0 | I'm like, what the heck? |
1:14.8 | Yeah. |
1:15.1 | Well, that's normal. |
1:17.7 | Right. |
1:18.2 | But the problem is with the contract of my employment, it's actually because they put it in the form of, |
1:24.7 | hey, if you can't manage your finances, then why do we give you access to |
1:28.9 | other people's finances to manage the servers that handle it? |
1:31.6 | How often do they check it? |
1:33.8 | Every six months. |
... |
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