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Slash Invest.

You're listening to Ramsey Everyday Millionaires, where we talk investing, retirement,

building wealth, and outrageous generosity.

You do not have to learn all of life's lessons the hard way.

You can choose to watch other people be idiots and not do what they did.

So I could be the sample idiot that doesn't have to, so you don't have to go buy a bunch of nothing down real estate.

And then George can live a proper life and, you know, buy his first house very conservatively, sell it, buy another house, pay it off,

and buy 32B a millionaire with zero debt.

You don't have to go through drug rehab to have a testimony to decide to not do drugs.

That's so true.

Me, I have to do everything the hard way, but you guys can learn from me because I have a PhD into UMB.

You did it very publicly, Dave. Most people do it in private. You chose to broadcast it to me.

Oh, it's worse than that. I made it into a brand.

That's true.

Is that the guy fall for bankruptcy?

The guy who falls for bankruptcy and tells people how to get out of debt, what kind of dumb butt is that?

Well, one that knows the track record, but knows what it like, you know what I mean?

One that's touched the hot stove.

That's trying to warn others.

I can just, you know, I can, you don't have to teach, get, grab your kids hand, put it up there, you know.

Don't touch it. I did it once. It's not good for you.

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