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Hey, Jessica. Welcome to the show. Hi, ladies. Thank you so much for taking my call.

So I'll just get straight to the point. I am married and I am expecting our first child and I will be losing.

Thank you very much. So once I go on my turn, first child and I will be losing. Thank you very much.

So once I go on my turn to leave, I will not be returning to work. I will be staying home with my baby. And my husband and I, he, I did Dave Ramsey's Financial University and I'm

all about saving and it got me out of debt in my 20s. So I'm

save, save, save and my husband, he and I had very different financial upbringings and he's like,

no, we need to invest, invest, invest. And so my question today is basically he takes on margin debt and

that scares me and I know nothing about investing. And so I feel very uncomfortable with the margin

debt that he has in our brokerage account. And I just wanted to get a second opinion. Like,

oh, no, that's normal. Margin debt is normal. But like I said, that scares me. So just calling

in. I'm like, I always tell him, like, you have to watch the Dave Ramsey so. Like, it's, I'm all about Dave Ramsey and so I was like, let me just call and get a second opinion. Well, good. Well, I'm glad. I'm glad you called.

So when you say margin debt, that he's taking on debt, he's taking maybe what he's gaining and then

turning around and reinvesting it? Or what's when you say that, what do you mean? Yes. He's borrowing money from the broker to invest it? Yes, he does.

So the dividend pays off the margin debt.

It also pays off the interest.

And then the dividend also pays off our car payment.

So he takes like what the,

I believe what Jody said.

That's exactly what he does.

Okay.

I would not take on debt to invest in.

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