"There's No Such Thing As An Ambitious Weed Smoker"

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 21 September 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by CHM, a biblically based alternative to health insurance.
0:06.3	Learn more at CHMinistries.org slash budget.
0:09.2	I'm not sure if I have a husband problem, my kid problem, or a selfish problem.
0:14.8	I am the breadwinner in my family.
0:17.2	I have 19-year-old twins who are going to a local community college on a
0:23.9	presidential scholarship. I feel like I have failed them because I was never able to
0:29.1	save for their college. My daughter wants to become a doctor and she's saving
0:36.2	every dime she's making for her dream.
0:40.6	And my son's undecided at this point.
0:43.5	So they both live at home and I pay all their living expenses.
0:47.5	Of course, they pay when they go out or whatever outside of that.
0:51.4	My problem is, well, besides I feel like I failed them, my husband and I
0:57.9	haven't been on the same page for many years. You know, I know what it takes to earn a dollar
1:04.1	and I've worked two full-time jobs in recent years to get out of debt. Did you say two full-time jobs?
1:11.7	Yes.
1:12.2	Wow.
1:12.9	Yes.
1:13.5	Yeah, we were about $100,000 in debt.
1:18.6	When I got laid off in 2011, due to my job getting outsourced, I'm in software
1:24.3	development, and that's when a lot of jobs were getting outsourced, including
1:29.3	mine.
1:30.8	So, yeah, we piled up debt with daycare.
	...

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