I mentioned last week while I was clarifying a couple of points from my conversation with Andy Hart

that I believe that there is no perfect way to invest.

So if you don't mind, I'd like to take a few minutes, fewer than five minutes hopefully, to explain a few minutes, a few more.

A few of you, not many, but a few have commented that things have been a little bit confusing

around here recently we've been hearing from great minds like Lars

Kroyer and Andrew Craig about how they invest and their differing views both differing from each other and others and from me,

might have been a little bit confusing. So let me just talk you through things a little bit and put

five minutes on the clock down here, say a quick thank you to my friends at 7 AM

for continuing to sponsor the show

and let's crack on.

Right, so let's be unequivocal here right off the top.

There is no perfect way to invest.

If there was, we'd all be doing it, right?

Instead, there are many equally valid ways to put your money to work.

So, my great friend, Damien Fay, of the excellent Money to the Masses podcast he talks a lot about

momentum investing and he is 80-20 investor service which I know many of you are members of, helps you follow along and watch what he does with his portfolio so that you can copy it if you want.

Andy Hart, when he was on the podcast a couple of weeks ago, explained that he believes there are only really two asset

classes that matter equities and property residential property held for the

long term. Andrew Craig author of how to own world, has a view that you should hold a reasonable

allocation to gold and other commodities. Lars Kroya, author of the equally excellent book, Investing,

Demystified, talks about keeping it super simple

and really just holding global equities

...