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Broadcasting from the pods moving in storage studios. It's the Ramsey show where we help people

Build wealth to work that they love and create actual amazing relationships

Jake wash all Ramsey personality is my co-host today. Thank you for joining us America open phones here at triplate eight two five five

Two to five the college free and some say the advice is worth exactly what you pay for it

Joe is in Houston to start off this particular hour. What's up, Joe?

My day if I get it's a pleasure to speak with you both you two sir. How do we help?

Yes, sir, so recently

I've heard you mentioned that you don't advise someone to open a broker to count if the mortgage isn't paid off

And I've been listening to you for a little while now and my question is I'm on baby step 45 and six

And I'm trying to invest 15% of my income and I'm maxing out my 401k at my work

I'm also maxing out a Roth IRA for myself in my life. So my question is with the extra

percentages I have

Do I open a broker to count and just put a mutual funds or so just to the rest of my mortgage?

You can just throw it. You're not up to 15% by doing all of that

No, circus are incomes approaching by three or two. Why do go? Congratulations?

Okay, well then yeah, I mean you just need to get it into mutual funds if you want to use a brokerage account to put it in mutual funds

That's fine

The thing when some when most people say brokerage account they mean I'm gonna take my golfing buddies best suggestion and buy some stocks with some broker

Right translation you're getting ready to lose your freaking money

Okay, and so but you actually

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