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The Ramsey Show

There Are No Magic Shortcuts To Financial Freedom

The Ramsey Show

Ramsey Network

Business, Education, Investing, Self-improvement

4.636.7K Ratings

🗓️ 2 July 2025

⏱️ 127 minutes

🧾️ Download transcript

Summary

🔗⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠ George Kamel and Dr. John Delony answer your questions and discuss: "How do we manage an inheritance when one of the siblings is an addict?" "My ex-husband who wants me to give up my spousal support..." "Should I switch to working full-time because I have more earning potential than my husband?" "I was left with nothing after my divorce and now I'm living off credit cards..." "How do I not resent my boyfriend for not proposing?" "Is crypto currency going to replace the U.S. dollar?" Next Steps: ✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠  📱 Get episodes early in the free Ramsey Network app!  📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠⁠ 👩‍❤️‍💋‍👨 Get tickets for Money & Marriage Getaway 💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ 💲 Buy 1 Book, Get 1 Half Off! ⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now! ❤️‍🩹 Get trusted insurance coverage that fits your budget. 📖 Your Total Money Makeover starts here. Connect with our Sponsors: Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠ Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠ Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today! Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle! Save 15% on your first ⁠⁠⁠Field of Greens⁠⁠⁠ order with code RAMSEY Find top Health Insurance Plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox For more information, go to SimpliSafe Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ 💰 ⁠⁠⁠George Kamel⁠⁠⁠ 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:14.4

From the Ramsey Network, this is the Ramsey Show, where we help people build wealth, do work that they love, and create amazing

0:21.6

relationships.

0:22.9

I'm George Camel here with my good friend, Dr. John Belloni, and we're taking your calls at

0:26.9

AAA 825-5-225.

0:31.6

Sarah is in Norfolk, Virginia, coming up first.

0:34.6

What's going on, Sarah?

0:36.8

Hi.

0:42.7

My husband and I have been a Dave Ramsey family for quite a while. We're on Baby Step 7.

0:53.2

Awesome. And so, yes, it's wonderful. But that means that we're trying to be helpful to family members who need help with advice.

0:56.4

And one of them is my dad. I have two siblings and one of them is an addict pretty much his whole life.

1:03.4

And my father is really struggling with how to handle inheritance because he really is feeling like anything he were to put in his hands

1:14.1

could really be basically signing his death certificate.

1:18.6

So what kind of thoughts do you have or advice or what have you shared with other people

1:24.2

regarding something like this?

1:27.5

What type of addiction is he struggling with? It doesn't really matter, but I'm interested.

1:32.1

It's been a mostly mess.

1:35.3

To my knowledge, he's been in and out of prison and rehab. He's in jail right now.

1:41.3

And, you know, we are praying for redemption, but he doesn't seem to be able to hold it

1:48.2

together very long.

1:50.1

And although, you know, maybe we would have our miracle and see complete change, but we kind of

1:57.5

have to plan on that not happening.

...

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