I'm actually a muckle, you know, I want to be questioned because that's the like we talk about stock a lot on your show, but it's more just a stock show. It's a business show financial.

One of the things that's crippling the people the most in this world is debt.

Even on our podcast, you got to talk about some different strategies to pay off debt. I think we have a Lynch approach and another approach. Can you talk about that?

Yeah, no, absolutely. And I think that also too, I think I want people to open up their minds about the market. There are so many markets to invest in. I became a millionaire, but I invest in like stocks, but that's not my main source.

You know, I feel like you should a smart investor is an investor that's willing to do the research in the thing they enjoy investing in.

So yes, that, well, and I'll say this to about black and brown people in debt that I'm going to share with you ways to pay off your debt, but I want you to set it and semi forget it. That is not your focus.

A study was done that black and brown people focus more on getting out of debt, where the larger population focus more on growing wealth.

And it is why we are here because debt is a is a goal on the way to the destination. It's not the destination itself. You know, like it's not like, yeah, I'm debt free. And I would say so is my four year old neck, you Roman.

He's still broke.

You can go back broke being debt free.

Yes, debt free. Don't eco broke. Don't let these people out here for you. That free. Don't eco broke. Your toddler is that free. They still broke. He broke. So anyway, here's some of the methods to get out of debt.

The method that I like is the snowball method. That's when you pay off the debt with the lowest balance first.

And you can find snowball calculators online. Do your Googles. And so the reason why you do that is because people are emotional and they need early success.

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So if you pay off the debt with the lowest balance first and then why are you paying off the debt with the lowest balance, you are also paying the minimum to the rest of your debt on your list because you're wanting to give that debt.

It's minimum plus any extra you can pull. So let's just say you could pull extra $500 a month from your budget, you know.

So first debt gets it's minimum plus the 500. Once that debt is paid off, you roll over that full amount to the second lowest debt.

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