The Worst Finances In Financial Audit History

Financial Audit

Caleb Hammer

Investing, Education, Business, Self-improvement

4.3 • 892 Ratings

🗓️ 20 May 2026

⏱️ 96 minutes

🔗️ Recording | iTunes | RSS

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Summary

*Save over 67%!!!!* Get a full year of Dollarwise, my 4-course education bundle, SIGNED meal plan, and PDF download of my cookbook. Don't be dumb, deal won't last long: https://go.dollarwise.com/sun *I MADE HER CALL AND CONFRONT HER SISTER* - She's fighting paying back the money she owes, she is such a piece of sh*t... I'm so pissed, watch the post show here: ➡️ https://bit.ly/chpostshow ============================= 👉 Checking & Savings: GGet a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-website 🔥 GamerSupps: tasty, cheap ($0.40/serving)! Save 10% with code CALEB: https://gamersupps.gg/caleb 🔥 Get Your Own *Hammer Financial Score* → https://bit.ly/3JCuwPS ============================= *Sponsors for This Video* ============================= You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer ============================= *Education* ============================= 👉 Get access to EVERYTHING I offer all in one place: https://bit.ly/4sUm2pb ⚡️Learn how to budget: https://bit.ly/4sspyGh ⚡️Learn how to invest: https://bit.ly/41mr8OP ⚡️Pay off your debt: https://bit.ly/41mr8OP ============================= *Check Out My Resources* ============================= 👉 Checking & Savings: Get a $200 bonus and earn 3.75% APY on your Savings with Chime®: https://secure.moneymatchup.com/chime-caleb-youtube-disc 👉 Land a high-paying job with no experience or degree: ➡️ https://coursecareers.com/CalebHammer 👉 See if refinancing your high-interest debt saves money. Checking is free. → https://bit.ly/4vLOStU 👉 Get FREE MONEY by investing with Public! https://secure.moneymatchup.com/public-caleb 👉 Find the best credit cards for you with my quiz! https://cards.calebhammer.com/yt 👉 Get $20 from Acorns for free: ➡️ https://acorns.com/caleb 👉 Helium Mobile: Use promo code CALEB for a FREE plan ➡️ https://hellohelium.com/ 👉 Protect your online privacy and security for free with Aura: ➡️ https://aura.com/hammer ============================= *Chapters* ============================= 00:00 Intro 01:40 Jobs & Income 06:00 They're Not Very Bright lol 08:00 Nut Shopping On Facebook Is WILD 11:40 Actually Disgusting... Pregnant With NO PLAN? 15:00 Modern Women Are The Worst lol 27:00 Chat, I Give Their Marriage Another Year 41:25 Cleary Nothing They've Been Doing Has Worked 48:30 They Got Caleb To Start Tweaking lol 59:00 Bro Really Said "We Gotta Eat"... 01:05:00 Anyone Else Hate The One In Blue? 01:15:00 THREE MONTHS LATE ON A MORTGAGE??? (sorry for her loss) 01:20:30 I Can See Caleb's Patience Slipping lol 01:29:08 Budget!! 01:34:19 Hammer Financial Score!! ============================= Want more content? ============================= 🍿 Caleb Hammer Clips: https://www.youtube.com/@calebhammerclips 🍿 Front Page Documentaries: https://www.youtube.com/@frontpagechannel ============================= *Connect with me!* ============================= TikTok: https://www.tiktok.com/@calebhammercomposer X: https://x.com/sircalebhammer IG: https://www.instagram.com/calebhammercomposer/ Facebook: https://www.facebook.com/calebhammercomposer/ ============================= *Want to be a guest on Financial Audit?* ============================= 👉 We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: https://calebhammer.com/apply *Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	In what fucking world did you guys think you were ready to bring in a child into this world?
0:03.8	Mindset is that. No, you weren't paying them. Your mother was. But they were still being paid. No, that's not the point. If you guys can't even survive on your own, how the fuck do you think it's time to be parents? We weren't. Your mom was. Are you not able to understand this? What, paying it off? I haven't seen paid it off ever.
0:22.2	Where's the payoff?
0:23.4	Show me the payoff.
0:24.5	I don't see it.
0:25.5	What are you talking about payoff? You're a f*** dumbass. How can you tell me your pay? Where's the
0:30.6	payoff? It pays off. You pay, you pay. Look, okay. No, it literally does not show up.
0:38.8	It does not show up.
0:39.6	You f***, you, you,
0:41.0	a child in there.
0:42.0	Your mother's, good luck in there.
0:44.8	You're f***.
0:47.1	The summer budget reset is now live.
0:50.4	Get a full year of dollar-wise premium plus my four best-selling educational courses and a digital copy of my budget-friendly cookbook and my exclusive 30-day meal plan signed by me and mailed directly to you.
1:02.2	This is a better deal than we've ever done before and it's only for a limited time.
1:06.0	It is 67% off everything.
1:08.9	So don't wait until that first pool party to get financially ripped.
1:12.3	Click the link below.
1:13.2	Save big.
1:13.9	Claim your bonuses now.
1:16.0	Hello, I'm Jessica.
1:17.2	I'm 32 years old.
	...

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