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Derivatives are not suitable for all investors and involve the risk of losing more than the amount

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Hey there, it's Michaela. I've got some news to share. We're very pleased to say that our show's been nominated for a Signal Award for Best Money and Finance Podcast. Pretty exciting stuff. Now, here's where you come in. This is a listener's choice award, so in order to win, we need votes from fans of our show like you.

So give us a little extra help and vote for us. I'm including a link in the show notes where you can cast your vote.

The deadline is October 9th. Thanks, everybody. Now, let's get on to the show.

It's July.

My colleague Chris Kay is waiting for a cab, standing by some heavy traffic.

He's in the Indian city, Bengaluru, more commonly known by its old name, Bangalore.

So this is the road just outside where I'm staying in central Bangalore.

Incredibly congested, slow moving, and loud.

And not ideal if you're rushing to a meeting like I am.

Chris makes his slow journey to Bangalore's periphery.

And there, he sees name after name of some of the biggest companies in the world.

In a business district on the outskirts of Bangal, about a million people work for a few hundred companies,

including many Fortune 500 firms,

and these include some of the top international banks

...