The Ultimate Guide to Boat Insurance: Are YOU Really Protected? Ft. Jake Holehouse of HH Insurance | Ep. 943

Tom Rowland Podcast

Waypoint TV

Wilderness, Sports, Health & Fitness

5 • 899 Ratings

🗓️ 27 November 2024

⏱️ 74 minutes

🔗️ Recording | iTunes | RSS

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Summary

Need to speak to an insurance professional today? Call HH Insurance at (727) 498-5551 or visit their website! HH Insurance is all about changing the stereotype of insurance companies in Florida. They are focused on the customer and a commitment to serving them. The team is focused on providing a simple buying experience to you and meeting your asks. Jake Holehouse from HH Insurance discusses the complexities of insurance, particularly regarding the most recent hurricane season. They cover challenges in the insurance industry, the impact of hurricane damage in Florida and the Southeast, and the importance of understanding policy details. Jake dives into topics like building codes, flood insurance, boat insurance, and liability coverage, offering insights on how to ensure proper coverage and avoid common pitfalls. A must-listen for anyone looking to better understand their understanding of insurance. 00:00 Introduction and Sponsor Message 00:34 Guest Introduction: Jake Whole House 00:57 Impact of Recent Hurricanes on Insurance 02:22 Building Codes and Hurricane Resilience 04:57 Challenges in Insuring Older Homes 13:29 Flood Insurance and Coverage Issues 16:57 Boat Insurance and Common Mistakes 33:37 Starting an Insurance Business 38:53 Key Factors in Boat Insurance 39:09 Charter Boat Insurance Considerations 41:24 Media Exclusions and Crew Coverage 44:20 Hurricane Plans and Coverage 46:13 Travel and Coverage Territory 47:59 Lightning and Theft Coverage 53:35 Understanding Policy Endorsements 57:40 Finding the Right Insurance Agent 01:05:55 Liability and Physical Damage Coverage 01:11:02 Marine Insurance for Businesses 01:13:14 Conclusion and Contact Information All of my other socials can be found here : https://linktr.ee/TomRowlandPodcast The Tom Rowland Podcast is presented by Star brite! Clean and protect with Star brite, a leading manufacturer of appearance, maintenance, and performance chemicals and accessories, serving the marine, RV, automotive, powersports, hardware, and home care industries for over 50 years. Headquartered in Fort Lauderdale, FL, and with its manufacturing plant in Montgomery, AL, the company produces "Made In The USA" products, including its flagship ethanol fuel treatment, Star Tron Enzyme Fuel Treatment. https://bit.ly/48tNW0y Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	You're listening to the Waypoint TV Podcast Network, brought to you by Academy Sports and Outdoors.
0:05.3	Hey, everybody. Welcome to the Tom Ruland podcast. Brought to you by Starbright. We're brought to you by Starbright today.
0:10.7	As always, Starbright is the maker of an awesome line of products to take care of your boat. That's where I use it most.
0:18.7	Whether it's the salt off product or any of the boat
0:21.9	cleaning products, Starbright has you covered. Definitely check them out. They're not only a great
0:27.2	company for the products that they have, but they also do a tremendous amount in conservation,
0:32.2	and that is certainly important to us all.
0:43.5	I'm Jake Wholehouse with H.H. Insurance, and this is the Tom Rowland podcast.
0:53.3	All right, Jake, what's up, man? How are you? Doing great. How are you?
1:06.3	Well, I'm good. I would imagine that being in the insurance business right now would be busy, challenging. I don't know. How would you phrase it? What has it been like to be in the insurance business this fall?
1:29.8	Yeah, you know, it's really, it's been an interesting hurricane season, right? We started out so, so small, and we all thought that the national prediction was going to be totally incorrect in terms of hurricanes. And really, you know, once we got to really September, the season heated up. And so, you know, we had really two hurricanes within 13 days hit the, the west coast of Florida. And really with Helene hit a lot of states within the southeast United States.
1:35.6	Two totally different types of hurricanes between Hurricane Milton and Helene. Just wreaking havoc
1:41.2	among, you know, many Floridians as well as, you know, people in Georgia,
1:45.2	North Carolina and even beyond that, potentially I could say North Carolina got it even worse
1:50.1	than what we saw in the state of Florida.
1:51.7	I think they got it maybe way worse because, I mean, it's almost like, I don't want to
1:57.6	make light of it at all because it's worse.
2:01.7	It's bad everywhere.
2:05.6	But it's almost like Florida is a little bit more set up for it.
2:09.4	Historically, you've seen things like this before. And in North Carolina, that was just, just seemed to me to be unprecedented.
2:14.2	I mean, you have rivers rising 120 feet and whole hillsides getting washed out. I mean,
2:21.8	I've never seen anything like it. That was a really bad deal. Yeah, I totally agree with you.
	...

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